Marc1977 v HSBC - support and advice please!

[marc1977]

HSBC issued on 13th dec 06. served 18th december 06. Respond by date 1st jan 07. for £4017!!

 

I will use the word jittery!

[lateralus]

don't be. read this:Banks rake in 1,200% on overdrafts - Newspaper Edition - Times Online

 

 

 

you will probably get an acknowledgment in a few days then:

send copies of your breakdown - 3 to the court and 1 to dg

your respond date will then be another 14 days after that - but you already knew this stuff didn't you. i can tell you are one who has read all the stuff. so, just read that link and note how the ombuds. is telling bank to settle. they have on all cases so far - no reason to think yours will be different. good luck.

[marc1977]

thanks lateralus, yes have tried to be as thorough with reading as much as i can. Think thats the best way, rather than cutting corners and not getting it right. At this stage its helpful to cover all possible scenarios that others have faced, hence me posting this thread.

[marc1977]

Having looked through peoples posts/threads there doesnt seem to be any routine pattern hsbc that hsbc are adopting... am i missing something? Just trying to establish what I may or may not expect! Maybe I cant see the wood for the trees! Has anyone spotted or noticed any kind of "procedure"?

[lateralus]

i have to say, in the last week or so, a very clear pattern is emerging - you hear nothing (unless it is a belated offer from c.langdale at hsbc for about 80% of your lba) until the defense is filed at the end of the 28 days - and then 3-4 days later - just about the time you receive your aq, you get a full offer from dg.

 

want to read them: there's babs, steve n, jimfishybob, stall, and about 4 more.