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Hiya everyone!


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Hi... Feel a bit of a fraud really, as I'm not the one with a problem. But I have a couple of friends who both have had massive charges in the past 5/6 years. As I'm a retired accountant, I got elected to do the research and maybe be the guy who has to stand up in court. (Don't know if this is allowed.) Both of them reckon they have all statements (somewhere in the loft!) so at least we don't need the Data Protection Act thing. Will post again when I know more. Len.

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Hi and welcome to the site,



You've definately taken the first step into claiming back what's rightfully yours.


Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.


Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.


Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.


All the best in your claim!! :wink:





Useful links to help with your claim



http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/


Letter Templates

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/


Interest Spreadsheet

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html


Court N1 form

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html


Mcol Particulars of Claim

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html



Don't be like the banks - give a little back



:D NAT WEST - WON - £4282.36:D


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Yes you can be a lay representative and present the case on their behalf ( they must be present at court) or as 'McKenzies friend' to advise them in court, but cannot address the court.


Thanks for the reply -- guess I'm lumbered with it then! I'm still ploughing through all the fact sheets/spreadsheets/forms etc, trying to do my homework. Can you tell me how and at what stage I have to tell the Court I would be representing them? On the day of the hearing, or previously on the paperwork? My mind is slightly boggled at the moment!

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Len to be honest i am not sure of the answer to this maybe if you search the site for mckenzies friend then you may bring something up, me personally would simply ring the court and ask. If you want to keep us informed of your friends progress then please start thread/s in the relevant bank/s forum/s. Thanks.

Ex CAG helper ^_^

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