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nogard23 v hsbc Help please with on line claim


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You send in your spreadsheet via the mail. got this from "Michael Browne".



Send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:


The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street




Dear Sir/Madam


(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx


Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).


I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours sincerely,


Wait until you receive the Notice of Acknowledgement from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim


Dear Sir,


(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx


Please find enclosed a copy of my schedule of charges relating to the above claim.


Yours sincerely,

4th January 2008 - Prelim sent

16th January 2008 - Standard reply - NO!

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it says in the template for online doc. " defendant is aware of all details as a list of charges has already been supplied. Another copy will be sent."

Does that been i should send another copy to hsbc? or is that covered by the copy to banks solicitors when action begins?

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You don't need to send another copy to HSBC themselves, ony 3 copies to the court, and 2 copies to their solicitors (slightly mute point as they are 'inhouse' anyway)


The letters should follow as above which was spot on !!



Dec 2006 - Sucessfully recovered over £3k from HSBC with much help from CAG :-D



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(The small print-my advice and opinions are my own, and are given freely and without predjudice or liability whatsoever)

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Thanks for that. I lost my original copy of charges and my harddrive went kaboom and now i've rewritten it it differs by £4.50 from original but what the hek, they never aknowledged the first two.

Here goes, wish me luck.

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try to back up your correspondence from now on -

it may have been the dates which threw it off a little - interest calculated from specific dates. you could, in theory, need to show what you have done and therefore would need copies of everything you have sent to them, always print two of everything and keep a file.

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