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Student Loans Company - I was told no interest was payable


zboo
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Hi all,

 

I'm not sure if anyone can help, but I took out a student loan for the 2nd & 3rd year of my Law Degree and was definately told that they were interest free - now it seems that I am being charged nearly as much interest as I am paying off each year, therefore the chances of me ever paying this £6500 odd loan off is virtually nil - Is there anything I can do?

 

I have heard of people asking the companies to provide copies of the original CCA & if they can't produce it being able to write off the debt - could I do this?

 

I can't remember how & where I signed up for the loan, being only 18 and never having had so much as a credit card or overdraft before, but I was definately told it was interest free - I feel I was misled/missold my loan!

Zboo :p

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That's what they said, but I was definately told I wouldn't be charged interest ! As such I don't want to pay interest ... I have been paying it for over 5 years & didn't realise until I got an account statement through recently & realised that although PAYE had been taking money from my wages they hadn't informed Student Loans and so they hadn't taken it off my bill.

I was wondering if I made a CCA request I may find they haven't got a signed CCA for me, fingers crossed?

 

What do I write, I know it's a £1 charge but can't find the wording

Zboo :p

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