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mister.g vs HSBC - SETTLED IN FULL


mister.g
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First of all hi to everyone on here.

 

I came across this site (as i'm sure many people did) though MSE and after calculating bank charges since i joined the HSBC in Sept 02 i've written to them requesting refund of £734.50. I posted this by recorded delivery on Fri 21st by recorded delivery to Allan Petty so it's time to play the waiting game now.

 

I've also written to Lloyds TSB requesting statements dating back to Jan 99 (playing dumb regarding the 6 year rule - if they pay up everything for that timescale i'll try again going for everything dating back to June 93 when i started banking with them) and First Direct.

 

I also understand (though i've not yet looked into it in more detail) that i can apply the same principle to credit card charges. If this is the case i could be writing a few more letters out before i'm finished!!

 

Andy

HSBC - Cheque in the post for £984.40 (without admittance of liability)

First Direct - settled £302.50 (without admittance of liability!!)

Lloyds TSB - received copy statements this morning so working through those.

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It certainly is the case.

 

Spend as much time as you can going through the info in FAQs etc.

 

Good luck

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 2 weeks later...

A quick update regarding my case. After hearing not a sausage from the HSBC i sent my LBA out yesterday, in the 14 days they've now got i'm gonna familiarise myself with exactly what i need to do next then i'll be ready for when they (invariably) ignore me again.

HSBC - Cheque in the post for £984.40 (without admittance of liability)

First Direct - settled £302.50 (without admittance of liability!!)

Lloyds TSB - received copy statements this morning so working through those.

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Having sent my Prelim and LBA letters out i've stil not heard a thing from HSBC - is this a usual tactic of theirs as a lot of threads on here indicate they at least receive a standard 'we're not interested' letter. I know both letters have been delivered and signed for having checked the royal mail website.

HSBC - Cheque in the post for £984.40 (without admittance of liability)

First Direct - settled £302.50 (without admittance of liability!!)

Lloyds TSB - received copy statements this morning so working through those.

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Don't worry about it, some people receive nothing at all until they lodge a claim with moneyclaim. I got a DPA form in reply to my prelim letter (which was nothing to do with DPA!) and have heard nothing yet after sending my LBA over a week ago.

 

It doesn't matter whether they reply or don't reply, unless it's a full offer just carry on until it's moneyclaim time.

Bank of Scotland: Claiming £699.47, SETTLED IN FULL at moneyclaim stage

Sisters NatWest - Claiming £1056 - SETTLED at AQ stage

Natwest CC - Claiming £804, SETTLED IN FULL at LBA stage

GF Natwest - claiming £749.33, moneyclaim filed - SETTLED IN FULL 04/08

MBNA: Claiming £150 - SETTLED IN FULL at LBA stage

HSBC: £1014 - SETTLED at LBA stage + pending charges removed

Sisters HSBC - £300 - SETTLED IN FULL at prelim stage

Yorkshire bank - claiming £496.68 - SETTLED IN FULL at court date stage.

Capital One - claiming £605.54 -SETTLED IN FULL

 

 

 

DON'T FORGET TO DONATE!

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  • 4 weeks later...

I filed my moneyclaim around the 21/5, got a letter back the day after saying they were willing to settle around £630 of the original £730 charges which i of course ignored. Got an acknowledgement of my claim dated 31/5 and then a letter saying they they were confident charges would stand blah blah blah but mindful of legal costs would refund me in full (including interest and legal costs!)

 

Result!!

HSBC - Cheque in the post for £984.40 (without admittance of liability)

First Direct - settled £302.50 (without admittance of liability!!)

Lloyds TSB - received copy statements this morning so working through those.

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CONGRATULATIONS

This is great news, well done.

Would you please fill out our survey - HERE

(and don't forget we can only survive if we get donations!! cough cough)

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Dhum dhum dhum, another one bites the dust. Great result - well done!

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

HSBC - Cheque in the post for £984.40 (without admittance of liability)

First Direct - settled £302.50 (without admittance of liability!!)

Lloyds TSB - received copy statements this morning so working through those.

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