Jump to content


  • Tweets

  • Posts

    • compensation is designed to put you back in a place where you started out so insurers will pay yu for a stolen watch if they cant actually replace the item with an exact same one. Now compensation is also given where recognition of a wrong is being offered so a company whose service has fallen below an acceptable level will usually send someone a gift in recognition of this. they cant be forced to offer money because you have made no loss they are responsible for so your expected eligibility doesnt have any grounding. If you had made a suggestion of what was a suitable gesture I'm sure they wouldnt have sent what they did but as the complaint was about an allergen then choccies or flowers would have been a no-no. i am sorry that things got complicated but their decision to let you decide how to distribute their largesse is commendable as well and i must say that a line has to be drawn under this somewhere.   You could ask for a discount code for your next purchase as you say you buy online as this is less in your face than asking for a voucher that may possibly be passed on in the same way that you can pass on their current offer.
    • Just to update everyone.   Witness statement, ROP letter and alleged credit agreement filed at court this morning.  I have also sent them the same which they will receive tomorrow morning.   There is nothing on my credit files, nor any searches.  The default dropped off my file a few months ago after 6 long years.  My file is completely clean now, and I'm hoping it stays that way.        
    • letters deemed to be delivered 2 days after posting so sols are just time wasting to keep the taximeter ticking over. all you need to do si send them a copy and say it was sent by 1st class post to such and such address ( reg office presumably)
    • It is the usual rubbish.   It is cunningly designed to frighten you because it uses some words designed to provoke an emotional response such as Bankruptcy, charging, Warrant etc.   If you read it carefully it can be summed up as follows:   1. You were wise enough not to engage with us before and we are a bit pissed about that.   2. Because we are pissed but can do nothing else we are trying to frighten you with all the things someone else COULD (but probably wouldn't) do with keywords. Only our client and his solicitor could if they had a case.   3. More keywords because we are still pissed you have not engaged with us.   4. We have advised our client (though we probably haven't) to refer to solicitors for legal action because 1). we have failed to scare or engage you and 2). we have no power to take legal action ourselves, only solicitors engaged by our clients could do that.   5. We want to help you (for which read we want to help ourselves) and please look at the list of other people who can help you because a). we may be legally obliged to refer you to third party help and b). some of those guys will advise you to engage with us rather than put us to strict proof.   This letter should be filed along with it's envelope.  No need to respond in any way or have any anxiety about this one.
    • you get the council involved then as the noise is nuisance. You will need to keep a diary but whislt you are on to the council you ask them to see if they cna inspect the property as you belive that the works being doen come under building control and possibly breaching the London Fire Acts ( or similar for most cities) hopefully tey will send someone round and then tell you if they are happy or not with what they have seen. That will help you decide how you want to play things
  • Our picks

    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Thanks
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
Mistermind

V-E Day: Victory over Egg

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3237 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

this is great, thansk - I oroginally sent my lba etc in october, only to be told to take them to court, so i will issue MCOL when i get paid - im not gonna write to them again as I have 6 years after issuing the lba to calim, apparently.....

 

I'll let you know if/when I win!!

 

PS, this thread is REALY motivational as I they are the last on my list and i have been waiting over 6 months to claim fro them!!! :) :)


Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

Share this post


Link to post
Share on other sites

un1boy, looking forward to seeing your name in lights -- will find a good picture for you.


 

 

Share this post


Link to post
Share on other sites

hehe, hope so mate - could REALLY do with the cash - only 200 quids but im so broke now!!


Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

Share this post


Link to post
Share on other sites

Has anyone had their accounts closed?


Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

Share this post


Link to post
Share on other sites

Also has anyone managed to get them to remove a default???


__________________

EGG CC Default Removal: Have reported Egg to Trading Standards, Summery Claim - 2nd Hearing Date 09/10/07. Click here to read posts

Monument CC: received statements, now need to send letters. . . !

BoS Current Account: Settled

Citi Cards: Hhmm seems like I have sued the wrong “entity”. Aaaaahhhhh . . .. oh well back to court I go, and they have settled in full!!!

 

:-D:p:D

This is just advice from me. If you are not sure please seek legal advice. However if what I have said has been helpful, than please add to my reputation by clicking on the scales :D

 

Share this post


Link to post
Share on other sites

Research tools

 

The two questions above are specific illustrations of a general problem -- with several million forum postings from 130,000 members and growing exponentially, flesh and blood cannot possibly keep up. This mountain of data piled up by IT can only realistically be mined using IT tools. To try answer the 2 questions posed I tried the following:

 

click SEARCH

click ADVANCED SEARCH

search "CLOSE OR REMOVE"

select "OTHER INSTALLATIONS, EGG FORUM" only

 

This returned a dozen threads, no doubt there is a diamond buried in there somewhere, the precise answer to a precise question. The price is heavy digging. Always successful data-mining relies on judicious choice of pinpointed keyword, and luck.

 

Shortcut research on winners only

 

Out of 130,000 CAG members, only 6,000 have reported successful reclaims. Granted 6,000 under-reports the true figure, winners remain very much in the minority. To cut down on research aimed at finding workable answers, it is possible to restrict ADVANCED SEARCH by selecting only the winners-only forum http://www.consumeractiongroup.c o.uk/forum/other-institutions-successes-1.html.

 

Alas Egg has been deemed by Mods a backwater and is lumped in with other cards. Double alas, out of 32 Egg winners listed in V-E Day thread, only 3 have requested Moderators to move their threads to the Winners Forum -- namely Maxine989, THFC4EVER, mcuth.

 

I suspect research shortcut was the exact reason Mods opened up winners-only forums. Mods are now seen in avatars regularly banging their heads against the keyboard, as 90% of CAG winners ignored (or failed to notice) Mod requests for winning claimants to PM Mods re relocation of winning threads. The V-E Day thread also requested notification from winners, but in addition monitors the Egg Forum every day for winners. I suspect there would be volunteer monitors in other forums -- if only they were asked.

 

Pondering on the success and failure of communication,

if an audience takes no notice,

actors on stage would look for ways to get through.

 

 

 


 

 

Share this post


Link to post
Share on other sites

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

Share this post


Link to post
Share on other sites

Successful Egg claimants have moved on -- there are other things to do apart from wrestling with Shylock. But winners left behind detailed "how to" postings. No other forum has made it this easy -- 34 links to 34 successes all waiting to be clicked open and read.

 

There is however no Room Service delivering answers on a plate, or breakfast in bed.

  • Haha 1

 

 

Share this post


Link to post
Share on other sites

In response to Egg’s point “You allege that these charges are a penalty. You have put forward no evidence to support this allegation…” the following Terms and Conditions published on the web by 2 Irish banks can be printed and submitted as part of the Court Bundle.

 

 

Nowhere is the anomaly more blatant than in Northern Ireland. There the Ulster Bank (part of RBS-NatWest Group) charges £30. Put one foot across the border into Eire, and the charge falls by 90% to the universal Irish rate of £3, see links below. Are Irish banks ten, twelve times more cost-efficient than UK banks?

 

http://www.ulsterbank.co.uk/content/ni/personal/current_accounts/downloads/Guide_to_Personal_Current _Account_Fees_Interest.pd f

 

Ulster Bank

 

"If you exceed your arranged overdraft facility or if you go overdrawn without prior arrangement... £30"

 

 

http://www.accbank.ie/content/accbank/cms.nsf/Files/CurrentAcFeesChargesJan2006/$file/Current%20Ac%20Fees%20&%20Charges.pdf

 

ACC Bank

 

“REFERRED CHARGES…Cheque, direct debit or standing order presented which if paid would place your account in an unathorised position – Euro 4.44

 

 

http://www.aib.ie/servlet/ContentServer?pagename=RO IPersonalPortal/AIBContent_C/pp_article&c=AIBContent_C &cid=1136826345174&channe l=P004

 

Allied Irish Banks

 

3. Late Payment Charge

Should payments not be made in accordance with the Conditions of Use an administration charge of EUR 3.81 will be debited from the cards account.

 

4. Over Limit Charge

Should the account be operated in excess of the Credit Limit, an administration charge of EUR 2.54 may be debited from the cards account.

 

5. Returned Payment Charge

Should any payment either by cheque or direct debit be returned unpaid an administration charge of EUR 4.44 will be debited to the card account.


 

 

Share this post


Link to post
Share on other sites

Claimants 42 - Egg 0

Well done Mike, the 42nd winner.
A laser-targeted Eggmail, then a 2-day result -- a record I think.

 

For those who wonder why long letters do not work, Eggployees probably fall asleep reading them.


 

 

Share this post


Link to post
Share on other sites

It is obvious that Egg and other institutions methodically carry out a policy of stalling until claimants lose the will to live, a strategy of bluff and brinkmanship camouflaging a determination never to appear before a judge.

 

 

However there has been great disparity in the time required for Victory over Egg -- some won in days, others in 6 months, this difference possibly down to a difference of tone and pinpointed directness in the letters sent by claimants.

 

 

If past V-E winners see this, would they care to respond here, posting approximately how many days each took from start to finish, deducting any inactive period voluntarily chosen by the claimant. This count of days will then be keyed into the Roll of Honour as a guide to quick success. I too can discover the answers by researching threads, but there is only one of me, but 42 winners!

 

 

Justice delayed is justice denied.


 

 

Share this post


Link to post
Share on other sites

Claimants 43 - Egg 0

 

When Irish eyes are smiling


 

 

Share this post


Link to post
Share on other sites

from http://www.tombrennan.co.uk/

 

Brennan v National Westminster Bank

(Updated 03 May 2007)

 

The hearing of the current application will continue on 21st May 2007, at 10:30am in

the Mayor's and City of London County Court. The application has been listed for the

whole day, and it is unlikely that a decision will be given on that day. The judge has

indicated that a reserved judgement is likely to be given, which means that a decision

is likely to follow later in that week.

 

However, the exact timing of when the judgment will be given is entirely a matter for

the judge, and will also be dependent on the Court's diary.

 

There has been an increasing level of media interest in my upcoming case against

Natwest, which is intended to test the lawfulness of the charges imposed by Natwest

for breaches of the overdraft facility of my current account.

 

This simple website is intended to give a summary of the case and to set out some of

the issues involved. It is also intended to answer the majority of questions that people

may have regarding myself and this case. It is hoped that by giving such information

on this site, there will be fewer media inquiries forwarded to me, and an increased

level of factual accuracy in any reports on this case. A summary of the case can be

seen on the Case Summary page.

 

It should be noted that the adjourned hearing, due to take place on 21st May 2007,

will not determine the lawfulness of Natwest's charges; that will be determined at the

full trial at a later date, should the case proceed. The hearing on the 21st May is an

application to determine the law involved in this case, and whether the case should go

to trial.

 

If the case is allowed to proceed on 21st May 2007, then I intend to place my own

legal papers on the Legal Papers page. These papers will include my Particulars of

Claim and my Witness Statements.

 

I will post further information about the case on this site once the application has been

heard on Monday 21st May 2007.

 

Further information on how to reclaim your bank charges can be found on the BBC

News Website and the Consumer Action Group forums:

 

http://news.bbc.co.uk/1/hi/business/6170209.stm

 

http://www.consumeractiongroup.co.uk/forum/bank-action-group-against/

 

 

counter.php?var=1222508394

 

 


 

 

Share this post


Link to post
Share on other sites

Claimants 44 - Egg 0

Added - number of weeks from start to finish.


 

 

Share this post


Link to post
Share on other sites

Claimants 45 - Egg 0

 

New - number of weeks from start to finish

 

 

 

un1boy wins


 

 

Share this post


Link to post
Share on other sites

This thread belongs to its readers.

 

If any reader would like pics displayed for a while in a rotating gallery please PM me.


 

 

Share this post


Link to post
Share on other sites

Claimants 47 - Egg 0

featuring the Chelsea Flower Show


 

 

Share this post


Link to post
Share on other sites

Just thought I would say what a goodthread this is mate. thank you - it's because of you I re-tried Egg and got a settlement without court.

 

Thanks again fella, I owe you a beer! :)


Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

Default removals:

un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...