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    • be very wary upon what you see being recently posted on here 😎 regarding KIH.... all is not what it seems...  
    • 1st - all my posts on CAG are made not only in reply to the specific issue the topic starter makes but also in a general matter to advise any future readers upon the related subject - here it is kings interhigh online school. KIH lets take this topic apart shall we so readers know the real situation and the real truth...and underline the correct way to deal with KIH. https://tinyurl.com/ycxb4fk7 Kings Interhigh Online School issues - Training and Apprenticeships - Consumer Action Group - but did not ever reply to the last post.  but the user then went around every existing topic here on CAG about KIH pointing to the above topic and the 'want' to make some form of group  promoting some  'class action' against KIH . then on the 2nd march this very topic this msg is in was created. all remarkably similar eh? all appear to be or state..they are in spain... ....as well as the earlier post flaunting their linkedin ID, (same profile picture) that might have slipped through via email before our admin killed it.., trying to give some kind of legitimacy to their 'credentials' of being 'an honest poster'....oh and some kind of 'zen' website using a .co.uk  address (when in spain- bit like the Chinese ebay sallers) they run ... and now we get the father of the bride ...no sorry...father of a child at the uk-based international school in question posting ...pretending to be not the 'other alf... do you really think people are that stupid..... ................... nope you never owed that in the 1st place... wake up you got had and grabbed the phone - oh no they are taking me to court under UK jurisdiction...and fell for every trick in the book that they would never ever put in writing that could be placed in front of a court operating under their stated uk jurisdiction wherever you live. T&C's are always challengeable under UK law this very site would not exist if it were not for the +£Bn's bank charges reclaiming from 2006> and latterly the +£Bn's of PPI reclaiming both directly stated in the banks' T&C's were they claimed they were legally enforceable ...not!! they lost big time... why? a waste of more money if you've not got a court claim....... why not use them for a good outcome...go reclaim that £1000 refundable deposit you got scammed out of . people please research very carefully ...you never know who any of these people are that are posting about kings interhigh and their 'stories' they could even be one of their online tutors or a shill . don't get taken in. dx      
    • @KingsParent thank you for sharing your experience.  I also tried contacting the CEO but didn’t get very far. Do you mind sharing his contact details?  kind regards   
    • Thank you Rocky for the clarifications though they did cause a problem at first since an original windsccreen ticket was  of a different breach some time before. The current windscreen ticket only states that you were parked there for 6 minutes which is just one minute over the minimum time allowed as the Consideration period. There is no further proof that you parked there for any longer than that is there? More photographs for example? Moving on to the Notice to Keeper-it does not comply with the Protection of Freedoms Act 2012 Schedule 4. First there is no parking period mentioned on it. there is the time 20.25 stated which coincides with the W/S ticket but a parking period must have a starting and finishing time-just one time is insufficient to qualify as a parking  period as required in Section 9 [2] [a] . Are there any different photos shown on the NTK comapared to the w/s PCN? Not that that would make a difference as far as PoFA goes since the times required by PoFA should be on the NTK but at the moment Met only appear to show that you stayed there for 6 minutes. Another failure to comply with PoFA is at S9([2][e] where their wording should be "the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; ". You can see on your NTK that they misssed off the words in brackets. Met cannot therefore transfer the charge from the driver to the keeper. Only the driver is now liable. Then their is the discrepancy with the post code on the NTK  HA4 0EY which differs from the post code on the contract and the Post Office Postcode Finder which both list it as HA4 0FY. As you were not parked in HA4 0EY the breach did not occur. In the same way as if you were caught speeding in the Mall in London, yet you were charged with speeding in Pall mall London [a street nearby] you would be found not guilty since though you were speeding you were not speeding in Pall Mall. I bow to Eric's brother on his reasoning on post 12 re the electric bay abuse  That wording is not listed on their signs nor is there any mention on the contract of any electric charging points at all let alone who can park there or use them. He is quite right too that the entrance sign is merely an invitaion to treat it cannot form a contrct with motorists. Also the contract looks extremely  short no doubt there will be more when we see the full Witness statement. As it stands there is no confirmation from Standard Life [or Lift !] on the contract that Savills are able to act on their behalf. Also most contracts are signed at the end of the contract to prevent either side adding extra points. So their percentage  chance of winning their case would be somewhere between 0.01 and 0.02.    
    • @dx100uk no, haven’t received any correspondence as of yet. Still waiting on a court date but seems to be taking forever. Have noticed an increase in unhappy customers on here
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Santander debt and capquest letter and resolvecall


LilMissM
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Evening good people,

 

Yesterday I received a letter from capquest saying "We are writing in relation to your SANTANDER account, with which the balance of £1327.20 remains outstanding. We note that you have yet to contact us to discuss a suitable repayment option for your account. Your account will now be managed by resolvecall, a debt collection agency who work on behalf of capquest and are also authorised and regulated by the Financial Conduct Authority."

 

It goes on to say that they specialise in visiting customers' properties etc. I also received a text message from resolvecall yesterday at 11.52am saying "Your account has been passed to us for a home visit. To prevent please visit www.myresolvecall.co.uk/?id=G9Kfpn. Thank you."

 

I don't know what to do.

 

I am a customer of Santander already and have an overdraft with them and have always found them to be very helpful when I have needed help. Would they not surely have mentioned this debt to me before now?

 

 

I don't know (I don't remember) what this debt is or when it is from or what I should do next.

 

I have read reviews about resolvecall being aggressive and abusive and not very helpful at all and I do not want people like that turning up at my front door. I have had ongoing issues with my brain since 2007 (2 brain haemorrhages, five brain surgeries, chronic daily migraine sufferer) and I just don't want the hassle of people turning up at my door. 

 

Should I get in touch with these resolvecall people by telephone? Or capquest?

 

If I genuinely do owe this money, I am not trying to get out of paying it, I just have no recollection of it at all and I do not have £1327.20 to hand to just pay it off.

 

Help :( x

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  • dx100uk changed the title to Santander debt and capquest letter and resolvecall

na couldn't be could it??

 

no dont ever call a fleecing DCA.

 

they are NOT BAILIFFS

and have 

ZERO legal powers on ANY debt - no matter what its type.

 

if the dirty mac brigade do appear at your door

film them on your phone

DO NOT ENGAGE

tell them to leave your property and never return else you'll call police 101

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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That looks like my post and your username @dx100uk 

rings a bell in this addled brain of mine :) 

 

I had totally forgotten even posting that until just now :( 

 

What should I do?

Will they keep knocking at my house?

 

If they will not leave and I phone the police 101 what do I say to the police?

 

I would not have thought the police would get involved with something like this.

 

Will this ever end :( x

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a dca is not a bailiff

theyll scuttle off.

 

now why not see if any ref number fit between the too.

to me, it's too co-incidental same OC, same DCA, almost same £'s.

 

ruddy fleecers.

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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"Customer Reference: zxxxxzx

 

That is the reference number on the letter from capquest.

 

I don't know how to get the reference number from the other one, I have no paperwork :( 

 

Should I get in touch with capquest? Or ask my bank directly seeing as how I bank with Santander?

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God no ignore them!!!

 

What the beep are you scared of .not a DCA I hope!!

 

Dx

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It's what DCA's do, try and scam people.

 

If you've paid nowt or not used the 'whatever' it was... send them our Statute barred letter . Kill it dead 

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have today received a letter from resolvecall giving me 7 days to get in touch with them and if I don't then they will arrange to visit me at my home (in line with covid restrictions).

 

I am thinking I might ring Santander and ask them if I do actually owe this money. Looking back through that old thread of mine on here, this has been going on for over 20 years :( It is not going away. Or would it be worth me going to CAB and asking them to look into it? Calling at my house is not going to end well :( 

 

I'm thinking if I phoned Santander and asked them to look into it and tell me yes or no this is my debt. 

 

If it is my debt then do I arrange to pay it through Santander or the dca? I know what you're saying about dca's being **** (and I wouldn't argue with that right now) but this just all feels very horrible and stressful :( 

 

Actually, reading @dx100uk signature I will not pay these people even if I DO owe the money. That said, if I do owe this money how would I go about paying it? 😕 

 

 

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight.

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throw the morality card out the window.

 

they do which is why the OC sold the debt on.

 

dx

 

 

On 27/01/2023 at 22:47, dx100uk said:

It's what DCA's do, try and scam people.

 

If you've paid nowt or not used the 'whatever' in over 6yrs... send them our Statute barred letter . Kill it dead 

 

Dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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answer my question....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have you paid anything on this debt in 6yrs?

 

have you found out the original santander account number in the letters capquest have sent of recent

this i gather was an OD debt?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have not paid anything in the last six years and I do not have any paperwork regarding this. I moved house about 9 years ago so if I had paperwork it has either been lost or trashed. There is an account number on the letter from resolvecall that I received today though but it is not the same as  my account number with Santander now

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forget satans bank, this has ZERO to do with them

its an old debt sold to capquest years and years ago, which is why i said look at your old court claim thread i pointed too earlier 

does it ring bells?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It doesn't ring any bells I'm so sorry :(

 I'm not being helpful at all.

 

 

 

I just can't remember. Even reading over that old thread that I started doesn't jog anything in my memory.

 

I'm sorry, it is very frustrating, I just can't remember. I can't remember about 70% of my entire life and this debt is just like a lingering thing that just pops up every million years like groundhog day and I am back to square one. Again :( 

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52 minutes ago, LilMissM said:

have not paid anything in the last six years and I do not have any paperwork regarding this

 

i was jut trying to clarify the above..

 

id send capuest our sb letter and staple a copy of their letter too it.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you @dx100uk I will get that letter sent over the weekend.

 

I have just read through all 10 pages of my original thread from 2012 - 2016 and my head has fallen off. Like, I am reading the things I have typed and responded to and queried and questions I have asked and comments I have made but it is like they are written by someone else. I do not remember writing all of that. This fiasco has been going on for YEARS! I joined this group in 2006! 

 

On the subject of my medical issues I have, to date, had 2 SAH's (2007 and 2015) and 5 brain surgeries (the last one being 2019) including a craniotomy I am diagnosed with chronic daily migraines which I have regular treatment and preventative medication for. I had 3 MRI's last year alone due to my brain issues. I have recently asked to be referred back to the neuropsychologist because I have issues with anger and and see people on fire when I am very stressed and the more stressed I get, the harder it is for me to concentrate and remember things. 

 

Let's just hope they are polite when they come knocking at my door. I can't do this, I need it done and sorted once and for all this time :( x

Edited by LilMissM
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  • 3 weeks later...

Evening good people.

 

it looks like my SB letter has had no effect.

 

I have just arrived home from work to an envelope marked Private & Confidential and inside it a card from resolvecall for my URGENT attention saying they have called today at 1pm and for me to contact their head office. 

 

What is the next stage here because the SB letter I have sent clearly hasn't had any effect :( 

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On 25/01/2023 at 20:10, dx100uk said:

they are NOT BAILIFFS

and have 

ZERO legal powers on ANY debt - no matter what its type.

 

if the dirty mac brigade do appear at your door

film them on your phone

DO NOT ENGAGE

tell them to leave your property and never return else you'll call police 101

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I shall do that. Thank you for the advice. Again :) 

 

If they persist, which I suspect they will, is there some way of making some sort of complaint? Harassment or something like that? This needs to be stopped. I can't believe they can get away with stuff like this.

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read the sb letter

what does it refer too

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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