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    • I've got some suggestions re Bizspace but can you fill in the sticky please.
    • 1 Date of the infringement 14th April 2024 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 17th April 2024 [scan up BOTH SIDES as ONE PDF- follow the upload guide] please LEAVE IN LOCATION AND ALL DATES/TIMES/£'s 3 Date received 20th April 2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?] N 5 Is there any photographic evidence of the event? ANPR photos of vehicle in and out (although as they were taken at night they don’t show much). 6 Have you appealed? [Y/N?] post up your appeal] N Have you had a response? [Y/N?] post it up  N 7 Who is the parking company? MET Parking 8. Where exactly [carpark name and town] Southgate Park, Stansted CM24 1PY For either option, does it say which appeals body they operate under. Independent Appeals Service POPLA  - BPA Logo is on NTK If you have received any other correspondence, please mention it here. N/A Hi, As keeper, I have received a PNC from MET Parking over the vehicle being parked in the infamous Stansted Starbucks/Mcdonald’s car park(s). The vehicle was parked outside Starbucks (at night, when it was closed) and the driver went into Mcdonalds. However, the driver wishes to appeal due to the poor and misleading unlit signage, and believes that this PNC is unfair. I am sure you are aware of this company/car park, and I would appreciate any advice on this matter. Kind regards PNC 14.04.2024.pdf
    • The PCN is one of the more compliant that I have seen. however it still fails. There is no period of parking mentioned as required by paragraph 9[2][a] . ANPR cameras only capture the arrival an departure times. It does not record the times you drove from the entrance to the parking place and then from the parking spot to the exit. That means that if you are the keeper then you are not liable to pay the PCN. Only the driver is so do not appeal as you may reveal who was actually driving.if you were not the keeper then as long as the driver is not identified CE will have difficulty on that fact alone. The majority of people with valid motor insurance are allowed to drive your car  and Courts do not accept tha that the driver and the keeper are the same person. On top of that your car was trespassing there since you didn't have a Permit and only the land owner can pursue you not the monkey they employ. The signage is prohibitory in that only permit holders can park there so no contract can be formed. The signage is new apparently so there must be some time allowance for motorists to adjust to the new signs which could mean that  they shouldn't even be issuing you with a PCN. For all those reasons I wouldn't be too much in a hurry to pay them a penny. And well done on posting up the PCN and that sign so quickly. 
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Not back in the UK - already receiving letters for debts owed.


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(UK - England) 5 years ago

I defaulted on some unsecured debt in the UK.

 

It occurred as I was packing to leave the UK and work offshore.

 

Shortly after a few letters were sent to my original address however they were RTS as I no longer lived there (or even in the country). In that time I met and married my now wife abroad.


Due to circumstances my wife moved back to the UK to a new area for either of us - ahead of myself, I’ll be joining later. Due to this most/if not all the house bills are in her name. I had applied for a sim contract for us, as she could not get one.


She recently received a letter this week from one of my old creditors, asking if I lived there and to give a call to discuss payment.


I’m not sure how, maybe through finding my last name and linking it with her - but I need advice on:
1.    is my wife to be held jointly responsible for my debt aka will they pester her to pay
2.    if I contact them to prove I don’t live there, will that “restart” the 6 year debt window that would’ve ended in my debt becoming unenforceable?
I have no assets in the UK (car, bank account etc). Thanks!

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If they are not joint debts she is not responsible.

 

I will suspect all you debts have been sold to DCA's by now ?

 

You say 5yrs, but when was your last use or payment?

 

Don't forget a DCA is not a BAILIFF and have ZERO legal powers on any debt no matter what it's type

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for the above - I feel helpless not being there!

 

They all defaulted in March 2018, last comms April 2018 - so almost 5 years. 

 

I imagine they have all been transferred to DCA's, so is it just a waiting game until April next year?

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well if you have no assets etc ie house to raise a charge against if they try for a backdoor CCJ, you are safe.

 

debts wont be SB's till defaults+ 6yrs. 

 

now if you want to be pro active you write to each one simply giving your correct & current address, cause i will guess you've not ever updated anyone since you left the uk?

 

the debts undoubtedly would all have now been sold to DCA's.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Great thanks.

 

2 of the creditors reached out to my overseas address, so they managed to find me, but they stopped reaching out after this.

 

If i do write to each one, will that not reset the time til SB?

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Only if you write to acknowledge the debts not if your only informing them of current address

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