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janeyb v Lloyds - MASSIVE SETTLEMENT !!


Janeyb
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Nice one Janey

 

I'm particularly interested in how you worded your claim relating to the loan. I am disputing a loan from Natwest taken purely to cover charges and the resulting overdraft (consolidation they called it). I intend to claim it along with 8795 in charges so a pointer in the right direction would be really useful.

 

Thanks

Paul

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

For the full story - look here

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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Hi Janey,

 

I'm taking on LLOYDSTSB too, and would really appreciate any advice you can give me on recovering my losses from this institution. David Just, does exist as i have personally spoken to him regarding my first letter to the collections dept.

 

Thankyou,

 

Andy.

Best Regards,

 

Andy.

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  • 4 weeks later...

i wouldn't bother asking anything else on this thread because janeyb quite obviously does not want to help others and explain how he/she also tackled Lloyds with reference to the Loan in addition to the bank charges claimed? I can't see that Lloyds would refund all of the loan anyhow?

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I am imagining janeyb on a wonderful long self indulgent holiday....

29 March 2006 Data Protection Act Request sent for ac 1 (then she got a bit distracted but got another charge so...)

27 May Prelim letter sent for ac 1

27 May Data Protection Act Request sent for ac 2 & 3

21 June Prelim Letter sent for 2 & 3

14 July LBA sent with schedule for ac 1 & 2 & 3

7 August MCO filed – defence expected 10 September

11 September defence filed - signed Sean Copping

12 September AQ form received

18th September AQ sent back to Lambeth Court and copy sent to solicitors both recorded delivery

13th Feb 2007 Court Date Set

15th Feb Reclaimed Money is in my bank Account

 

Cat's opinions are those of a nurse and most definitely, definitely not those of an accountant or solicitor, although she was always quite good at sums and elocution.

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I think there's enough of us taking on Lloyds to share info out...we just have to keep on helping each other whenever we can eh?

I'm sure I've read of others claiming back managed loans in other threads, so there's other posters who share their tactics etc.

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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hi there janeyb just reading you threads from lloyds i am in the process of claiming from lloyds and reading your claim it makes it all worthwhile no matter how big or small you have given me extra confidence to go ahead with mine

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:) :) Well Done Janeyb, this is the sort of result that is inspirational. An excellent result. No doubt you will be able to sleep a bit easier at night without the worries.:p :p

9/8/2006 Moneyclaim Submitted £490

15/8/06 Reply from court, Lloyds have acknowledged with intention to defend

11/9/06 28 days to the day defence submitted by Lloyds

13/9/06 AQ received reqd to return by 30/9/06 to Rugby CC

29/9/06 AQ completed and returned to court

 

 

I'd like to see things from the banks point of view but I can't seem to get my head that far up my a**.

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i wouldn't bother asking anything else on this thread because janeyb quite obviously does not want to help others and explain how he/she also tackled Lloyds with reference to the Loan in addition to the bank charges claimed? I can't see that Lloyds would refund all of the loan anyhow?

 

In the "about us" section, you'll see a loan company wrote off a loan taken out by a site founder to pay bank charges. Amazing, but it happened.

 

Tim

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  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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Thanks

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