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DCA chasing a CCJ with calls and texts. Threatening enforcement. Help


DilysFiller
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Hi 

Early 2018 a CCJ was obtained against me. I wasn't working at the time and going through some health stuff and they got the CCJ without me fighting it on an old cc.

No enforcement until the past couple of months when they suddenly decided to start harrassing me to start up payments. 

Most recent email says they are thinking of moving to enforcement action. No idea why this has come out of the blue but with the cost of living crisis I barely have a penny to offer them. What should I do?

I think it's possible I might have made some payments but this would have been some time ago. Could they be adding fees to the balance or anything?

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Ah after a bit of digging on here I found an old thread I'd made about this which actually has more info than I remembered.  So I was paying them but for some reason unknown to me at this point the DD I was forced to pay appears to have stopped and now they want money again. I could maybe afford £10 a month. Do I offer them that or just start paying it? 

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which thread?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 7 months later...

and?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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