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itsamomentintime

what do you do if paypal....

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Depends what you mean by 'still'. The major change to their T&Cs all PayPal users got made it clear the company was no longer going to be registered as a UK company and would be a Luxembourg company from whatever date they stated. Customers could then choose to continue under the new terms (do nothing) or advise termination of their account. There's every possibility any Reference to a UK registered office will be before the change, making service on that old address a waste of money.

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As far as I am aware Paypal made a voluntary arrangement with the FSA to continue to abide by FSA regulations in some way. Cant remember the actual wording of this though.

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May have been an agreement to abide by the FOS complaints scheme.

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This could be the case, but the original point - of taking court action against them - only works for domiciled defendants.

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Just to chip in, I think a lot of the fraud is also from hacked paypal accounts, in which case it can be a lot longer before the transaction is reversed. Someone may notice within a few days if his credit card has been stolen, but it might not be until the end of the month (when his credit card bill/bank statement arrives) that he realises paypal have taken money from his account (to fund a transaction made on paypal by a cracker)

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I read somewhere (on this forum i think but i can't find it) that there is a debt collection agency who specialise in fighting Paypal chargebacks on a no-win-no-fee basis. Does anybody know who they are?


I only mouth my opinion, please look elsewhere for sensible advice! :)

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