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    • Well if you have got crime reference number that's a good start. You should be recording your calls and you should not rely on calls which are apparently recorded by others – especially not the police who will always be very reluctant to disclose any information even under a statutory request. When you are on the phone to anybody you should make sure that if there is something you are not clear about you should ask them to repeat it so that you can make notes. Read our customer services guide. The police are correct – as I have already pointed out – the car belongs to you and so if it is sold to somebody else then it is stolen. If it is not given to you then it is stolen. You should always in all your dealings with anybody refer to the fact that your car has been stolen.
    • Incidentally, a brief word – for you, but also for anyone else who visits this thread. It's a word about insurance. By requiring you to take out insurance, they are effectively asking you to protect yourself against their own negligence, their own breach of contract or the criminality of their own employees if stuff get stolen. This is extraordinary and it is part of the culture of the removal business and I have no idea how this culture came about and it is now accepted so meekly as the natural way of things by people who use removal services. There is exactly the same culture in courier services so that companies such as DPD, DHL, UPS – and particularly Hermes require their customers to pay for additional protection in case the service that they have already contracted for and paid for is not carried out. Amazing! It doesn't stop there. Extended warranties. If you go into any Currys PC World, if you buy any computer or washing machine or fridge from them or anywhere else, some salesman will chase after you and ask you if you want to buy an extended warranty. So for extra money you can buy an insurance which will apparently cover you in case the item you have bought breaks down within a certain amount of time – normally three years or five years. Incredible! You already have perfectly good statutory rights which will cover you for most of those situations over the foreseeable reason the expected life of the item you buy. What they are all doing – whether they are removals, couriers, sellers of white goods and electronic goods, is effectively getting you to pay for rights which you already have under statute or under ordinary contract law.  
    • Thanks. How much did you pay for the insurance? AnyVan is declining responsibility because they say that the items did not go missing "in transit". They are wrong. Clearly the removal company took charge of the items and disassembled them. This must be the case because you have received part of the item and it is only part of the item which is missing and that means that they were already under the control of the removal company. In my view that puts the items squarely "in transit". I am quite certain that no judge would simply say that "in transit" refers only to the time that your items are in a removal van. This is far too limited. And in fact I notice that in the summary of terms which you have linked us to:     Clearly insurance cover applies from the moment that the collection begins right until the delivery is finished. However, even if they accepted this point, there are still other ways that they can say that the insurance does not apply to you Looking at the policy which you have linked us to, I see that first of all there is in excess of £50 and that means you have to pay the first £50 of any claim. According to you, you have only lost about £35. Are you saying that the entire book case is worth £20? It seems very little to me. The second thing is that they say that lost items are not insured unless they are listed with their value. Presumably that hasn't happened in your case. On that basis, it seems to me that the insurance doesn't cover you anyway. I do agree that I think you've been treated disgracefully and I don't think that the lack of insurance is any bar to making a claim. If you would like a bit of fun, then we can help you make a small claim in the County Court to recover all of your losses directly from them for their breach of contract/negligence. Of course they won't be used to that kind of treatment – but do you really care? The chances of succeeding if you are prepared to go to the Small Claims Court are better than 90%, in my view. You would have to play a claim fee that you would recover that when you won your case. Of course in the event that you lost, then you would lose that claim fee and also a hearing fee if it got that far. Frankly, for this kind of money I would imagine that they would put their hands up once you issue the papers and they realise that you are serious and it was going to cost them much more money to defend it then simply to pay you out. In addition to getting your money back and delivering a slap, you would acquire transferable skills so that you could confidently in the future sue anyone who got in your way. What's not to like?
    • You think I haven't emailed their CEO do you the first thing I did after putting my complaint in not for the first time either he totally ignorant he replied to my first email on the first case but had his assistant handle it not him   this company is the worst ever and they talked me into getting these very unsmart meters that are supposed to save me money yet because I m on PYG smart meters I pay more money than those who get monthly or quarterly bills yet I have already paid for my energy   yet there are hardly any other companies who will take on these meters and wont save me money at all for those who would give me an account but only online which is no good what so ever my problem with EON is their website they keep shutting down on weekends and their app only works when it wants to making it even harder to top up my meters   this has been going on since 2019 when I won my first case and still going on now and they wont help me with it yet they had the cheek to phone me yesterday but the idiot wouldn't listen to what I had to say so I hung up and wouldn't answer him calling back   besides he broke the law be phoning me as I have only allowed them to contact me through email and letter only and now they are saying I never replied to them with-in the 21 days which he is lying.  
    • I’ve been given a number that ends with a c..I didn’t get her name but she went and asked her Supervisor, the calls are recorded and she definitely said we had a case but to give him a last chance for today and see if is good to his word..then to call him and tell him that we can now report him to the police..   Because he has made so many promises to deliver and has not refunded on request then they will take action this time as he is out to deceive..   Funny today that our car has disappeared from his adverts so it’s gone somewhere..could he have sold it again?? but it wasn’t his to sell..and the police have stated that..   the plot thickens..a very expensive lesson we have learned from all this and how not to buy a car!   I will keep you all posted and so many thanks..    
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
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Jazzy V Barclays


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After umming and arring for nearly a year I have finally had enough. I'm sick of the poor customer service and horrendous attitudes of the staff at barclays. How they can charge people who are only just about living above the bread line so much is beyond me. Charging ANYONE is bad enough, but when every penny counts and they just don't want to listen to your circumstance I find this down right disgusting and very greedy.

 

I have just printed off the first letter requesting a list of charges. I am claiming for two accounts but they are with two different branches. Do I need to say this or state the sort codes at all?

 

Also I am a little confused as to where to send this to. I folowed the link to the on the step by step quide to the data protection register and keyed in "barclays". Is this the adress this letter should be sent to? "one churchil place" Is the adress I have.

 

Jazzy

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Also, in the SAR it requests the detail over the banking history, it doesn't mention 6 years at all. I know it's probably a silly question, but I want to get this right, Do I need to state 6 years or does the banking history already cover this.

 

Yep, told you it's a silly question. Self explanatory really but going by my luck financially, I'll only shoot myself in the foot and end up doing something stupid nd only claim for a few months or something stupid.

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Hi, and Welcome to the CAG Barclays forum.

 

In answer to your question(s).

 

The Data Protection letter S.A.R. asks for the details they hold on YOU as a person but I see no problem in you adding the accounts for which you specifically require details. Include the individual sort codes and account numbers in the one letter.

 

Send it to their Churchill Place address. It will be re-directed from there.

 

Also, as long as you send the template letter as is printed in this site, they are obliged to send you that information.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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Thank you, welshman

 

Am printing the letter as I speak, and it will be sent off tomorrow.

 

EDIT: I just posted it, The feeling of satisfaction is great already. So glad I decided to do this at last.

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  • 1 month later...

Finally got my statements this morning, but only for 1 of my 2 accounts with them. They do still have until thursday to send the rest to me but I find itodd that they were not all sent at the same time. My SAR clearly stated the two account numbers. Do they usually send different accounts separately? I wouldn't have minded but the account they did send details of only had a small number of charges on them. It's the other account which I know had significant charges on.

 

Anyone else claiming for more than one account with Barclays?

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Ok, I got the rest of the statements this morning. A little surprised as they have sent me statements as far back as 1995.

 

I have heard some people are claiming back further that 6 years. Is this advisable, or should I just stick to the 6 years?

 

They sent me my entire banking history with them. Seems rude not to use them.

 

Jazzy

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One final question:-

 

Do people claim separately for different accounts or can you lump it all together in one?

 

I'm thinking of the schedual of charges, wont it be complicated with two accounts on?

 

Thanks

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Hi Jazzy,

 

I combined the 2 accounts on the one claim but provided 2 spreadsheets (1 for each account) for that claim to keep the charges separate. It was much easier. If your 2 accounts takes the money over the £5,000 though then that will take you out of the small claims court. Both of ours together are just under £5,000 including interest. If yours is under the 5K it would be easier to do one claim as you only have 1 lot of fees to pay out too.

 

Re. Claiming back further that 6 years. Its a very personal decision really on your knowledge etc as it will take more battling for that one. There are some good threads from people who are going down that route but nothing springs to mind at the moment.

 

I went for the easiest option (if you can call it that!) at the time and just went for the 6 years. I haven't ruled out pre 6 years yet though!! I may follow it up after this one is sucessful and I get a bit more confident. As will I with the Additions Account thing.

 

Good luck

Laineybelle

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Thanks, Laineybelle

 

Just doing my spread sheets now. I came to the same conclusion: two sheets, one claim.

 

I did think I would have loads and loads of charges to claim back, but I'm actually quite surprised , thay dont add up to as much as i thought. £470 for one account (only had the account three years) and £700 for the other. Most of that was within the last 18 months though and i've got about thatagain but I miss out on that by about 6 months-1 year if I only claim back the 6 years.

 

I'm not particularly assertive or ruthless so maybe like you I will wait until my confidence grows before I even think about tackling that one.

 

I am have trouble with the spread sheets though. Where it says interest date, is that the date the charge was made?

 

And, where it says "total penalties, total bank interst on penalties" "total interst" and "total claim" I have no value it just says "#N/A Did not find value 1/1/2001"

 

Not sure what I am doing wrong.

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I completed the easy spreadsheet with interest from the library and that has been more than sufficient for me.

 

The all I listed was the desciption of charges and the date it was charged and the rest happened automatically. Are you sure you have covered all the charges? Unauthorised Over Draft Fee, DD or STO Return Fee (ie. Unpaids) Chq return fee. I thought ours wouldn't be much and was horrified when I had listed them all. It was double what we had 'calculated'.

 

Laineybelle

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No, I got 'em all. I had a whole 3 and a half year period where I wasn't charged once. Strange how dissapointed I am about it, lol.

 

Like I say most charges have been in the last 18 months and I had another bad spell 7 years ago, but obviously I won't be claiming for them...yet!

 

I want to claim interest on charges but it's all too confusing for me. Tried to use the spreadsheet but got in a muddle. So probably just claim back charges only. Unless anyone can give me idiot proof instructions?

 

Will be sending my prelim letter tomorrow, once I've done spread sheet on other account.

 

Jazzy

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To calcualte the s69 8% interest use the Simple S/S here:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-interest-calculation-spreadsheets.html

and visual guide here:

http://www.consumeractiongroup.co.uk/forum/barclays-bcard-woolwich-successes/7226-maisielou-barclays.html#post50088

 

Overwrite the existing examples type of charge, amount and date.

 

The days since and 8% will be calculated automatically

 

Save it (for use later at court), then delete/hide the last 2 columns (8% bits) and print out as your schedule of charges to send with your prelim and LBA letters.

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Thanks, Michael.

 

I got the 8% one ok, but wanted to claim back the interest that they charged me for going overdrawn due to thier charges. I tried to fill out the sheet but it all got V complicated and wasn't sure what I should be putting in where.

 

I'm not figure minded, so I think I'll just stick to the 8%.

 

Thanks anyway.

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Recieved standard "sorry you are unhappy" letter this morning.

They have until the 6th Feb then I send the LBA :O)

 

They can stick their 4 to 8 weeks to look into it up their taffif ;o)

 

I'm in charge of this one barclays.

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Got an offer of £600 this morning (just over 1/2 what I am claiming)

 

What do the majority of people do, accept partial payment but carry on with claim, or reject the lot?

 

£600 is really needed right now.

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Accept the offer as partial payment and tell them you will be claiming the full ammount though, they usually then withdraw the offer.

Remember its your money and its worth hanging on for the full lot, and £600 is alot !

 

To follow my claim against barclays Msa V Barclays Bank 5 days till court

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Thank you.

 

I'm really not sure about this whole court thing. It seems so complicated. I can download the court bundle stuff but I don't understand ANY of it. Just supposing they start taking people to court. I would be useless!

 

Not only that but I don't think I can even scrap together the money to take them to court anyway. THings really are that tight (thank you Barclays!!!).

 

On the other hand, it's my money! And Why should I let them take £600 of it! It should be out of principal that I carry this through. It's them that have made things so tight for me.

 

Aggghhhrrrrr....I'm really torn.

 

Anyone out there able to motivate me? I'm having serious wobbles.

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alright mate,

don't worry bout a thing.am i right in thinking they owe you £1170 or so plus about £200 in interest which comes to about £1370 ish.

that is a hell of a lot of money.if i were you i would bite the bullet and see it through to the end.that's what i have done since october and now have a court date looming.they owe me just over 4 grand and i am prepared to go all the way.

it gets easier as you go along believe me and as your claim is less than £1500 it won't cost you anything to submit a claim with MCOL.

go for it mate what have you got to lose.

good luck whatever you do.

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