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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Friends LC Asset/Link Claimform - 2019 Barclaycard debt


spergen

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just been to see my friend, she still has her head firmly in the sand and had a pile of unopened post, thankfully nothing serious apart from this case!   

In answer to your question it says N24 General Directions Order at the bottom of the page, then on page 2 where the line says

"As a result of an order made on the 1 May 2024, this claim has been transferred to the county court at ##### (friends local court) " this is N271 Notice of transfer of proceedings. 

Within the stack of letters I found 2 from Kearns Solicitors, 

02-12-2022 Document pack with covering letter stating under the s78 CCA please see enclosed 

1) A copy of the executed Credit Agreement,

2)  A copy of the terms & conditions

3) A copy of the varied terms & conditions applicable at termination / assignment, and 

4) A statement regarding the conduct of your account as requested by s78(1)(a) to (c) 

(Would you like me to describe the documents attached?)

18-02-2023 Generic letter asking for her to contact them to discuss settlement or they will take to court for further legal action. 

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next step then await the N157 from her local court giving the time and date of a future hearing some month in the future.

now she MUST file a witness statement 14 days (typically) to both the court and kearns . 

so cant allow to much of a time lag before you are aware of that and get her WS done.

wack us up 2 multipage pdf files please 

one of what they returned for the CRP reply .

and one for everything they sent back in 2022 you've found. 

we do not need statements.

ideally it would be nice to see their WS before hers is finally filed.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Sorry I have been away,

I did ask her to scan everything in at work so on my return I could post up. 

 Please excuse the quality but this is how it was sent to her, I've seen the originals! 

Also she has received from the court N157 stating

1) the stay is lifted

2) The claim is allocated to the small claims track

3) Parties must file witness statements by the 1st Aug

4) The claimant must produce (all the documents we stated in the first defence) by the 4th July or it will be struck out

N172 form

Claimant must pay £346 by 15th Aug or is struck out and pay defendant any costs incurred, 

Trial date is set for 1hr on the 12th September

 

 

 

2022-12-02 kearns CCA return (base+cancel pge).pdf

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On 20/01/2023 at 13:49, spergen said:

Went over for a cuppa and to look thorough the paperwork as it was quite vast, upon reading though it turns out they had simply gone to the Barclaycard website and printed off the standard terms and conditions

The fools had left HTML link at the bottom of the page, how stupid do they think we are? 

worthy of note from earlier.

cant see that on this upload?

so these docs are from 02-12-22 in reply to the CCA request wayback then....

where are these webpage docs?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Posted (edited)

Correct there are no HTML links at the bottom now, they must of sent different ones.

And yes that is correct Kearns sent her these documents on the 02-12-22 in relation to the old court case.  Their covering letter should be at the top of "File 1 Redacted"

Edited by spergen
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so where are the ones with this HMTL link? and when were they sent.?

pdf's merged and properly named.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

They will be at my friends house, I put all her paperwork in a file for her to keep safe. 

They were sent direct to her in January 2023, just after the case was struck out looking at my past posts. 

Guess the website went down last night? 

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i believe we had an update which made things go weird for a while.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I thought something was up, my reply wouldn't post and it went a little funky!

So what is the next stage then? 

 Dig out the file with the covering letter and HTML tags at the bottom from Jan 23?   

Should be seeing her tomorrow evening or Sat morning

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well hers is not the next move now 

On 06/05/2024 at 23:10, dx100uk said:

next step then await the N157 from her local court giving the time and date of a future hearing some month in the future.

you need to make sure we see everything she has that even remotely might be relevant 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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