sheracer vs halifax court action what now?

[sheracer]

everyone has been great so far so i want to issue a big thankyou to all who have offered me advice!!!!! i can most certainly say i would not have got this far without your support:

 

the story continues.....

 

ok so i wrote the letter stateing i would only accept as a pertial refund and have been ignored. dead line is up so ive just issued a claim online with hmcs. my next question is what now? do i need to send the bank charges with the 8% calculation anywhere as the online claims form did not have an attach file option, or do i need to send a copy to halifax? i have a clain number and paid the £120 charges (i really really hope this goes my way as both me and my partner have been laid off from work redundancy has almost gone with £200 left in the bank until we get another job and that was a portion of next months rent!) so im feeling a bit lost, do i need to do anything else, how long does it usually take?

[David1004]

Sheracer,

You need to send two copies of your schedule of charges with an accompanying letter to MCOL.

Send 2 copies of your schedule of charges, clearly marked with your claim no. + a brief covering letter asking for them to be filed with your claim to:

 

The Court Manager,

Money Claim Online

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Dear Sir/Madam

 

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours Faithfully

 

Wait until you receive the Notice of Acknowledgement from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

 

As for a time scale I was paid 10 days after acknowledgement.

Hope this helps,

David