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lowell/overdales letter of claim - old paypal debt


Izzy40
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Hello, I have received a Letter Before Claim from Overdales Solicitors / Lowell regarding a PayPal debt.  I have previously requested a copy of the CCA and received a bundle of documents.

 

I realise that I need to complete the forms, but I’m wondering how likely is the monthly offer of payment to be accepted or may they still choose the court route?

 

Many Thanks 

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Follow the instructions in the following link.

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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If you want advice on your Topic please PM me a link to your thread

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  • dx100uk changed the title to lowell/overdales letter of claim - old paypal debt

Thanks for the reply ……. so having looked at the link provided, do I still request all of this information even though I have received most of it?  Thanks again.

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When? .is it compliant?

Scan it all upto one mass pdf after redaction as JPG's 

 

Read our upload guide carefully.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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3 hours ago, Izzy40 said:

Thanks for the reply ……. so having looked at the link provided, do I still request all of this information even though I have received most of it?  Thanks again.

 

Depends who you asked for it and when.

 

 

 

.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Thanks for the replies.  So I requested the copy from Overdales about 4 months ago.  When they sent it to me several weeks later, they included a copy of all transactions made and a copy of the Default Notice sent by PayPal a few years ago.

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ok we need to SEE THEM!! but dont need the statements,.

 

 

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello, so I have read the upload instructions, I only have my phone and I’ve downloaded a couple of apps but I’m struggling.  Is there any information / advice you can give me to check my documents?  Thanks again.

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What are you wanting to 'check'?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I suppose I need to know that the CCA I received from Overdales is compliant, so what should I look for?  I am thinking that as they have also provided the statement of transactions and a copy of the OC’s DN then possibly things r in order.

 

Secondly, if they have not provided every form on your paploc checklist, then should I request everything including what I’ve already received?

 

Thanks

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how do you know what is complaint or not?

 

please why dont you just UPLOAD everything here in one mass PDF from their return.... we do not need the statements.

then we can check for you .....we've done 1000's

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for the reply.  I know you are the ones to look at it, the point is all I have to work with is my phone and I’m struggling to work with an app and get it all done and that’s why I was asking was there another way around it.  Thank you, it’s not that I didn’t want to upload.

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are they in JPG or what format?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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At the moment it’s just in paper format, as I have previously tried with the phone scanning process with other documents for fear I inadvertently uploaded something I shouldn’t.

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Everyone else here manages ok even with a phone, but if you want help, as all the others have you must make the effort.

 

Even if you put up a mass pdf and you leave a ref or AC number showing we can always hide the post, or even redact things for you 

 

You only need to remove YOUR pers details like names address ref/account numbers, not dates figures or anything else 

 

It's to protect you incase they have a spy, but as we know our registered members and of course Our and your GDPR responsibility.

 

Take clear photo of each page all text

Use a photo editor to redact stuff.

 

When done use the mergetopdf website listed 

 

Look at others uploads too!!

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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