Can someone sell an item that is still on finance?

[ErIndoorz]

My mother signed up to buy a 3 piece suite for my sister 

 

They had an agreement that my mum would pay the bulk of the payment of £40 and she would pay £20

 

My sister has turned extremely nasty on the whole family due to mental health issues and we have all become estranged

 

My mum wrote to her asking for her to take over paying the full amount but this has fallen on deaf ears and we have now discovered that my sister has actually sold the suite

 

It is in my mums name and is still on finance.

 

Has she broken the law?

[dx100uk]

Simple answer is no  

Your mum financed it and gave it away as a gift .

 

 

[ErIndoorz]

No it was not a gift, my sister was supposed to be paying for it but couldn't afford the whole thing so my mum was helping 

It is still in my mums name 

[dx100uk]

Doesn't matter .

Your mum signed the finance agreement. End of sadly, she is responsible for payments .

 

Under law if she gave it away through a private deal, with no signed contract with the 3rd party, it's classed as a gift

 

Dx

 

 

[ErIndoorz]

I know that she is still responsible, she is making the payments still

I just asked if it is legal for her to sell something that doesn't technically belong to her and is still on finance

[dx100uk]

it belongs to her - your mother gifted it to her.

 

the only person that could get in trouble is your mother

the goods she signed for were not hers to gift away.

bit like car insurance, it's called fronting.

 

dx

 

[ErIndoorz]

Ok thank you