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Ovo Energy debt now with Lowell


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Hello

 

I have been receiving letters from Lowell about a debt for electric and gas from 2017

 

I spoke to ovo today and they have no record of my account or address for when i had the account with them.

 

Ive been ignoring these letters from Lowell.

Their last letter stated because they have not heard back from me they will take recovery of the debt to one of their "partners" 

 

A few letters ago they dropped amount of the debt down , but now is back at £791.

Do Lowell need a copy of the Credit Agreement to be able to demand monies from me ?

Ovo said its best if i contact Lowell to try sort it out

 

Any advice would be appreciated

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Util debts are not part of the cca.

 

Have you moved since using ovo and not ever written to ovo/lowell s giving your correct address?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The account was in my name.

I left the property in june 2017.

I fell behind with payments as was made homeless and lost my job.

Told ovo my new address when i eventually found a room to rent.

Didnt hear anything until about 2 months ago.

Lowell asking for the debt

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write to lowell using their ref number pointing them to your present address above.

 

dont engage further until/unless you get a letter of claim.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no thats not what i said.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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comeback here

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Do you think them saying about one of their partners recovering the debt means theyll send it to a baliff as ive not responded to them ?

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Can't use a Bailiff there is no CCJ 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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If you want advice on your Topic please PM me a link to your thread

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For 'partners' read Debt Collectors. I've had experience of this. Just shred their letters as you do Lowell's letters. Ignore them. They will eventually hand the matter back to Lowell who will offer you bigger and bigger discounts if only you will pay! Don't ever pay - do as you have been advised and come back here.

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A DCA is not a BAILIFF.

And have zero legal powers on any debt, no matter what it's type 

 

Scan and shred letter s.

 

Dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you. Im just unsure about it. Lost sleep last couple of nights, im grateful for your and others advice

 

Thank you for your advice and knowledge

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  • 2 weeks later...

Hi again

 

Received another letter today from Lowell. Last letter said they were passing it on to partners etc. Ive attached a link to a photo of the letter

PASTEBOARD.CO

Simple and lightning fast image sharing. Upload clipboard images with Copy & Paste and image files...

 

 

Thanks for your help

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  • 2 weeks later...

Hello again

 

Today i recieved another letter from Lowell regarding the ovo energy debt.

 

Please find attached photo of the letter.

 

PASTEBOARD.CO

Simple and lightning fast image sharing. Upload clipboard images with Copy & Paste and image files...

 

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keep that safe in case in the future they ever do issue a claim may come in useful :classic_happy:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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3 minutes ago, Andyorch said:

keep that safe in case in the future they ever do issue a claim may come in useful :classic_happy:

Cheers Andy

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At the risk of repetition:

 

Until you receive a Letter Before Claim from Lowell's solicitors it's all shredder fodder. Don't waste your time with it and don't lose any sleep over it.

 

I wouldn't bother keeping it in case it may be useful in the future. Read, laugh and shred.

 

No LBC = no worries. Sleep well my friend!

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23 minutes ago, jaycee113 said:

At the risk of repetition:

 

Until you receive a Letter Before Claim from Lowell's solicitors it's all shredder fodder. Don't waste your time with it and don't lose any sleep over it.

 

I wouldn't bother keeping it in case it may be useful in the future. Read, laugh and shred.

 

No LBC = no worries. Sleep well my friend!

Cheers mate much appreciated 👍

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