Jump to content


Backdoor PE/DCBL PCN CCJ - Now on my credit report... £150...


Recommended Posts

Tried to apply for credit card with my bank as a way to start building credit trust. Was denied. Looked into credit report and have a CCJ on my name. 

I thought it was from an old and temporary house I was renting but they have confirmed it is not them.  As the address is registered on there on Trans Union. 

 

I have a case ID. And it says it went through County Court Business Centre. 

 

I am on hold now, not got through yet, I read online that they are a shambles of a company and some people said they were online for 4 hours waiting to get through. 

 

What do I do now?! I have no idea who has done this?! And for the measly sum of £150! How is this possible!! Ruining people's lives over £150?!

 

 

Link to post
Share on other sites

Ring northants bulk 

Quote the ccj number.

Ask for a copy of the judgement ccj and the address and particulars of claim from the claimform by email pdf 

 

I will guess you moved and did not inform you creditors in writing you had 

 

It's called a backdoor ccj 

 

Type that in our search and read a good few threads then comeback with the pdf and any questions.

 

Please read our upload guide carefully.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 

Thanks for reply. 

That Northants Bulk is the same number I have heard people being on hold for 4 hours??? Whilst I have to pay for it?  Any other way because clearly they don't answer, i was on the phone for 30 mins earlier on. 

 

You want me to upload a PDF that they send to me?

Link to post
Share on other sites

Trust online may give you more information who the judgment creditor is and date.  Service requires a small fee.

 

WWW.TRUSTONLINE.ORG.UK

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

Hi, I have just got a letter in the POST from DCBL... ?!?! how have they even got my address?!

 

So they are asking for the £150 even after the cheek of putting a CCJ on my name.... for £150!!

 

What do i do here?!? 

 

If they would take the CCJ off I would happily pay it, once I find out what the hell it;s for!

 

I have just seen it's for parking eye, it says it on the letter! parking eye!!!

'I was not even in the car....!!'

 

What are my options here?!

 

So a 2 for nothing mob company want to spend their money to give me a ccj and ruin 6 years of my life?!

 

 I can contend this, I have a tenancy agreement for another house to prove I was not in the know....

 

Maybe I could pay this scam of a company if they removed this ccj... but no way will I unless they dont!

 

The letter dates June 27 2022 reads:

 

'if you pay in full within 30 days of receiving judgement, our client CAN apply through the court to have ccj removed"

 

It says on transunion that it was added in 2021, so are they wrongfully misusing the english language to try to bribe me wrongfully into paying them my money?! 

Link to post
Share on other sites

 

There should have been correspondence before this went to court and afterwards from the court. Is there a reason why you didn't receive it - house move, etc?

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

@honeybee13Yes I moved house... But no mail was fwd to me... 

I have tenancy contracts to prove my move... I moved from house where supposed ccj correspondence went 4 months before the ccj was applied..  And the first I heard was when I logged onto transunion 5 days ago..

Link to post
Share on other sites

This sounds like what we call a backdoor CCJ on the CAG private parking forum. You don't reply to an important letter because you didn't get it and PE moved swiftly to get a judgement against you.

 

You would probably be able to get it set aside at a price, people like Andyorch and dx will be able to talk you through this.

 

HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

  • dx100uk changed the title to Backdoor PE/DCBL PCN CCJ - Now on my credit report... £150...
On 29/06/2022 at 10:55, mrk123 said:

 

 

 

Please stop swearing. I've removed those ..behave. Moved to the private parking forum 

 

It will cost you £257 to poss get this set aside, with no guarantee of success 

 

It might be better to go ring dcbl and ask nicely that if you pay the ccj they remove the ccj totally 

 

Sadly this is somewhat of your own doing. Never move without informing all your creditors in writing.

 

Dx

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Posted (edited)
7 minutes ago, dx100uk said:

 

Please stop swearing. I've removed those ..behave. Moved to the private parking forum 

 

It will cost you £257 to poss get this set aside, with no guarantee of success 

 

It might be better to go ring dcbl and ask nicely that if you pay the ccj they remove the ccj totally 

 

Sadly this is somewhat of your own doing. Never move without informing all your creditors in writing.

 

Dx

 

Notify? I had absolutely no idea that parking eye sent me any mail..... 

 

Should I ring dcscaml or email them?

 

If I call or maybe even email them they are going to ask me to confirm address and I don't want to do that...  What are my options?

Edited by mrk123
Link to post
Share on other sites

Where have you got the idea from you need to hide your address? That's the sole cause of why this happened.

 

Is this dcbl letter dcb legal or dcbl debt collection!

 

If the former.  Go ring dcb legal NOW offer to pay the judgement in full if they remove the ccj totally from your file. They can and have done this before.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Posted (edited)

@dx100uk It says DCBL debt collection ltd... no 'legal'... 

I had no idea this letter was in my old house... How would I know to inform anyone...

 

If I call them they will ask to confirm my address, I don't want to confirm anything to them as they can then tuen it on me..

 

Also I have not seen any original document which tells me where this was or pictures of the car etc???

 

If I call dcbl should I confrim my address or not? Do I have to?

Edited by mrk123
Link to post
Share on other sites

They will get hold of your address anyway through other means if you are going toi try to get thgem to remove it, might be better to confirm address, also that you had moved was backdoor etc and you might apply for Setaside with Court, but if they will pl;ay ball you will pay so long as is removed.  Others  like Andyorch and DX will have better options probably, but at this point playing hardball with them would be counterproductive.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

then dont ring bcbl dca

ring the claimant.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

just type no need to hit quote

 

its not sold on........

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no dcbl letter says...our client Parking eye.

 

PE will refer you to whomever was the solicitor stated any on the court forms.

 

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

@dx100uk 

OK can I ask you what I would be best to do here?

Call PE or DCBL?

I will pay the 159 if it is removed - although I have not yet seen any evidence to show me or my car in any wrong doing?

 

Reading this

 

FORUMS.MONEYSAVINGEXPERT.COM

Hi everyone, I am new to posting on here so please bare with me.

How the hell has PE been able to give me a CCJ???

 

my company can apply to take ANYONE to court, if that somebody does not reply and pay me my £500 imaginary money I can just slap a ccj on them? 

 

Link to post
Share on other sites

you, i or anyone can take anyone to county court for any sum, with little or no paperwork or proof, esp if...99% of the time people move and do not update their details to say credit reference agencies or the people once had a debt with ...so a backdoor CCJ to an old address is 99% guaranteed.

 

northants bulk court (robocourt) is an automated system whereby no human is ever involved until/unless the defendant acknowledges the claim within 19 days.

 

you dont appear to have a reason to set aside the speculative invoice, paperwork or contract wriggles are gone, the CCJ trumps that

 

as already explained, and as should be obvious to you from your previous threads here, it would cost you £275 to attempt a set aside and i dont see much hope.

 

DCBL are only powerless interlopers operation as a DCA here, not bailiffs as the debt is under their HCEO level of £600.

 

far cheaper to contact the claimant, they will refer you to their legal reps, whom might agree to remove the CCJ if you pay the £159.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Try PE they are the organ grinder, you can always say was backdoor and you had no Ticket, or NTK as had moved and likely DVLA had'nt  updated your details by the time the ntk was sent (you did update address for V5 and Driving Licence?) lay it on thick like if you had known etc etc you would have paid.  They might play ball.

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

 

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Trying to get through to parking eye is absolutely useless!! ****! 

Now i am forced to call dcbl... 

If they agree to remove the ccj how do I get them in a kind of confirmed agreement? So they don't snake out once I have paid?

 

Link to post
Share on other sites

Nothing to do with dcbl DCA ignore them 

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...