Tried to apply for credit card with my bank as a way to start building credit trust. Was denied. Looked into credit report and have a CCJ on my name.  I thought it was from an old and temporary house I was renting but they have confirmed it is not them.  As the address is registered on there on Trans Union.  I have a case ID it says it went through County Court Business Centre.  I am on hold now, not got through yet, I read online that they are a shambles of a company and som