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Capquest and Resolvecall - Check if statute barred


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Hi,
Capquest have been chasing me for several years regarding debt from 2009,  defaulted Circa 2010.

The debts in question were bought from Lloyds (Loan) and Orange telecoms.


I have treated Resolvecall as irrelevant since Capquest recently threatened me with them.


Doorknockers don't bother me, and I'm certain no payments have been made in far greater than 6 years.

However, my memory is a little bit shaky regarding any written comms I might have sent to DCA over the years and to who.


I am 95% certain that no contact has been made, as most of my letters from DCAs from my old life go into the shredder without response.

Do I use a SAR to Arrow to be certain before sending them SB notices? If so, is SAR acknowledgement of any debt?
 

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unless you wrote a letter stating i owe you this money and signed it

the debt are statute barred

send the scammers our statute barred letter from the debt collection section of our library

 

a DCA is NOT A BAILIFF!!

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Posted (edited)

I am now getting texts from Resolvecall. How would they even get my number? Capquest never had it as far as I'm aware. They've always just sent letters that I subsequently ignored... :noidea:

 

They've been blocked and reported as spam, but I am annoyed that they got my number somehow.

Edited by splendidndls
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Credit report or original agreement s.

Or 192.con.

 

Did you send the sb letters?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Not listed on 192 and the original agreement pre-dates this phone number. They're all dodgy! Didn't know you can get phone number from credit report - thanks.

SB letters sent earlier this week, 2nd class with proof of postage

 

I sent one letter for each debt to Capquest, and for good measure, sent a copy of each to Resolvecall for their respective involvement in aforementioned debts, where necessary. With copies of respective original junk mail stapled to the letters. That way, even the simplest of DCA minds should have no excuse but to get the picture.


Resolvecall coming to my house and knocking and banging aggressively like movie cops with a search warrant, was not appreciated.

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they have no such powers and never ever can have.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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