Jump to content

Flame Vs Barclays - Had "settlement offer" - now lost!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5634 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Hi, I've been using the forum and other's threads to work out where I am going. I sent the prelim approach for repayment letter, and have recieved a response offering me a low sum as the full and final payment (which I am wanting to reject obviously!).


Which letter do I send now? The letter before action, or the rejecting settlement one - the rejecting settlement link seems to be a step further ahead than I am, but the LBA doesn't mention rejecting their offer iyswim.


Where do I go from here?


Thanks :)

Link to post
Share on other sites

Combine the two letters together.


Accept the money as part settlement with the understanding that you will pursue them for the rest. Give them a further 14 days (as in the LBA to refund all monies claimed) notice before you start a claim against them.

for FAQs & Step By Step

click here

for Templates Library

click here

for Court Bundle

click here



WON 121o121 'vs' LloydsTSB


WON 121o121 'vs' Halifax C C


WON 121o121 'vs' Cahoot CC


WON 121o121 'vs' LloydsTSB (again)




Link to post
Share on other sites

Hang in there with Barclays. They made me a well below parr offer, which I've rejected. Just got back from taking the N1 claim forms to the Court to take the next step - boy what a good feeling.


Hang on in there - its a great feeling taking them to court.



Link to post
Share on other sites

Hi Flamesparrow,


I recently needed to send my LBA combined with a refusal of goodwill offer. There is a template for the LBA and then in my thread is what someone suggested I add. Most of my letter is outlined there if you want to copy and paste it and then just alter with your details as necessary.


Hey basilbusk,


I too filed my claim at local court today although they shut between 1 and 2 so I had to wait for them to reopen. I must be about half an hour behind you. Shall we compare notes on how quickly this goes?


You are right though it was a great feeling to get in started, until all the rest of the gumph arrives that needs filling out!!


The race is on!!!




Link to post
Share on other sites

Heres a copy of what i sent:-


Thank you for your letter dated 23rd July 2006.

I have to say that I find your offer of £1000.00 some what insulting taking into account that the total Barclays have charged me currently stands at £****.00.

I am happy to acknowledge this as partial payment of the money owed to me, however I will still be seeking payment of the outstanding balance and this does not constitute closure of my overall claim.

I would draw your attention to the terms of the contract which you agreed to at the time that I opened my account. It is an implied term of that contract that you would conduct yourselves lawfully and in a manner which complies with UK law.


I am frankly shocked that you have operated my account in this way as I had always reposed confidence in your integrity and expertise as my fiduciary.

I require repayment in full of this money, for which I have enclosed another copy of my charges. If you do not comply fully within 14 days then I shall begin a claim against you for the full amount with interest plus my costs and without further notice.


Barclays Bank - SETTLED - £4225.00

First National - SETTLED - £125.00

Lloyds TSB - SETTLED - £994.87

Capital 1 - SETTLED - £827.95

Online Finance - SETTLED - £349.60

Argos - SETTLED - £121.00

Link to post
Share on other sites


  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...