Here's a good one....Capquest..texting on old abbey debt from 1996..

[hovercraft]

Hello all,

 

I received a txt from Capquest, so phoned them up, confirmed my name, address etc which hasn't changed for 30yrs+.

 

They say I owe Santander/Abbey National a £3500 debt from 1996, I thought I misheard, no 1996. I pointed out that if I did, why haven't I heard from them over the last 20yrs+? And to my knowledge I've never had a Santander or Abbey National account. It looks like they've brought old debt and are fishing, or am I wrong?

 

I had a good polite chat to the Lady, she said because a payment was made back in the day, the debt can't be statute-barred!? Again I stated I've never had account/s with them, and asked why haven't I heard anything for over 20yrs, despite having the same contact details. What's the best way to deal with this when they contact me again please?

 

Thanks for any help.

 

 

[dx100uk]

why was the first thing you though of to pick up the phone and talk to these scammers?

a dca is not a bailiff and has zero legal powers on any debt

 

if you have not used the account or paid anything in over 6yrs send them our statute barred letter from the debt collection section of our library.

 

 

[hovercraft]

5 minutes ago, dx100uk said:

 

 

 

Many thanks DX, currently an ex-employer owes me money from last year. And I thought it was something to do with that.

 

Wiser now, thank you.

Edited June 11, 2022 by hovercraft
I hit quote. oops.

[AndyOrch]

Quote

They say I owe Santander/Abbey National a £3500 debt from 1996, I thought I misheard, no 1996

 

They must be scraping the bottom of the barrel and getting desperate 

[The GodMother]

Deffo sound desperate think the barrel needs a new bottom based on this. Tho thanks l can say this is the longest one l have heard. 

[dom2599]

Ive had a letter from them (Last one was in 2009) and a blocked text message chasing an Abbey debt from 1992!

[dx100uk]

Well you can't blame them for trying 

 

Sadly most people think a DCA is a BAILIFF and wet themselves and cough up 

 

Dx

[jaycee113]

I do not think of DCA's as having any more power than that of a postage stamp and a cheap envelope. A message to their employers to keep the old address up to date is generally advised. Other than that they can do one!