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Here's a good one....Capquest..texting on old abbey debt from 1996..


hovercraft
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Hello all,

 

I received a txt from Capquest, so phoned them up, confirmed my name, address etc which hasn't changed for 30yrs+.

 

They say I owe Santander/Abbey National a £3500 debt from 1996, I thought I misheard, no 1996. I pointed out that if I did, why haven't I heard from them over the last 20yrs+? And to my knowledge I've never had a Santander or Abbey National account. It looks like they've brought old debt and are fishing, or am I wrong?

 

I had a good polite chat to the Lady, she said because a payment was made back in the day, the debt can't be statute-barred!? Again I stated I've never had account/s with them, and asked why haven't I heard anything for over 20yrs, despite having the same contact details. What's the best way to deal with this when they contact me again please?

 

Thanks for any help.

 

 

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why was the first thing you though of to pick up the phone and talk to these scammers?:frusty:

a dca is not a bailiff and has zero legal powers on any debt

 

if you have not used the account or paid anything in over 6yrs send them our statute barred letter from the debt collection section of our library.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Here's a good one....Capquest..texting on old abbey debt from 1996..
Posted (edited)
5 minutes ago, dx100uk said:

 

 

 

Many thanks DX, currently an ex-employer owes me money from last year. And I thought it was something to do with that.

 

Wiser now, thank you.

Edited by hovercraft
I hit quote. oops.
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Quote

They say I owe Santander/Abbey National a £3500 debt from 1996, I thought I misheard, no 1996

 

They must be scraping the bottom of the barrel and getting desperate :classic_blink:

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Deffo sound desperate think the barrel needs a new bottom based on this. Tho thanks l can say this is the longest one l have heard. 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Well you can't blame them for trying 

 

Sadly most people think a DCA is a BAILIFF and wet themselves and cough up 

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I do not think of DCA's as having any more power than that of a postage stamp and a cheap envelope. A message to their employers to keep the old address up to date is generally advised. Other than that they can do one!

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