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Multiple debts with Lowell - one CCA request for all or one per debt?


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I'm helping someone in financial difficulty that has 6 debts with Lowell. Do I send Lowell one CCA request (and £1) quoting all references or six requests, one for each original debt and 6 x £1?

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one per agreement covered by the consumer credit act.

i would do each separately in sep envelopes.

i know it sounds irish but you need free proof of posting for each 

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

We've had two purported agreements so far, which I've attached. I suspect that the Shop Direct one might be compliant but I'm confident that the JDW one isn't. Can someone please confirm?

 

 

jdw.pdf 

 

Here's the properly redacted Shop Direct one

 

ShopDirect.pdf

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JDW is crap.

SH looks pretty std but no IP address mind!!

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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