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    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
    • Hi. Please don't follow McD's advice to contact Met to appeal. They won't listen and you could end up giving them helpful information. HB
    • The UK-based mining giant Anglo American says it has received a takeover proposal from Australia's BHP.View the full article
    • who gave you the NTH? who was it sent to? thread title updated dx  
    • blimey CAG gave all that FREE help over +6mts and +100 posts and they never even bothered to comeback...
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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can I claim back charges?


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Hi I'm new to this site and not sure if I can claim back my charges. My husband and I were being charged huge bank charges a few months ago, I decided to try and recover some charges so I sent the first letter with a cheque to HSBC asking for the bank statements, they cashed my cheque and never replied. Meanwhile things had got really bad financially so we went to a company called payplan who are now dealing with our creditors on our behalf. HSBC are refusing to acknowledge this and they phone me at least once every day, and on occasion have been quite intimidating I now refuse to speak to them, but they just keep calling. The charges are still going on my account and they won't do anything about this unless we agree to a new loan. Can I still go for the bank charge refund or not. I would really appreciate any advice anyone can give as this keeps me awake at night worrying where it will all end, do we have to declare ourselves bankrupt to get out of this mess?

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If the bank are phoning you every day may i suggest you send this letter

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/37006-harassment-telephone-response-letter.html

 

as for the statements how long has it been since they got the letter?

 

as for the payplan situation, i really dont know but theres no harm in trying to reclaim your charges

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Many thanks for the reply I'm certainly going to send the letter today. As for the statements letter I sent it in April, but didn't follow it up because we couldn't afford to carry on with our loan repayments and Payplan were involved. I am keen to do something about it all, but wasn't sure what to do.

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HI Gillian it sounds horrible what your going through ive been through it, and its not easy, check the information section under your bank there is a list of numbers and emails that detail who people off this site has dealt with regarding getting there information back, this is what i used when natwest ignored me, i got the manager who deals with it and she sent them to me, if they cashed your cheque they have aknowledged your request me thinks that they test us to see if we can do it, just try and read as much as this site and all the threads as you can!! everything you need is here. good luck, also setup another bank account they cant take off you what they cant get! ooooh just remembered im sure ive read somewhere that if you are put into debt because of there illegal bank charges ie forced into debt that you can get that money back too i will have a read through the threads see if i can find it, so keep your eyes peeled!!

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  • 5 months later...

Georgia

 

Sorry for the delay in responding, but thanks for the information you posted, I've set up another bank account and I'm just about to do the court action thing with the bank charges, the bank replied that they are dealing with my query and will get back to me, that was weeks ago. Still don't know whether I'm doing the right thing going for the bank charges, but I may be glad I did if they pay the money back.

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Welcome Gillian. what you should do now is start a thread on the HSBC forum. Where you will find lots of help and advice. God luck. Click on link.

http://www.consumeractiongroup.co.uk/forum/hsbc-bank/

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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