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    • I think we need to change from the usual snotty letter and go for something which shows PE you are no mug and also puts pressure on the surgery.  It may well be that no-one has stood up to PE there and the surgery have not had the reality of court action hitting them yet.  How about -     Dear Parking Eye,   Re: PCN no. XXXXX, Letter Before County Court Claim   cheers for your LBC.  I rolled around on the floor in mirth at the idea you actually thought I'd take it seriously and cough up.   I was an NHS patient that day and I can prove it.   Now you know and I know and now you know that I know all the reasons why your set up at 175 Preston Road is complete pants.   You can either drop this foolishness now or get a complete hammering in court, the choice is up to you.  If you continue I will of course add The Surgery Brighton* as a third party to the claim and then enjoy obtaining an unreasonable costs order against both of you under CPR 27.14(2)(g) and spending the dosh on a nice foreign holiday now that borders are reopening while all the time having a great laugh at your expense.   I look forward to your deafening silence.   COPIED TO THE SURGERY BRIGHTON*     *  You obviously know the real name of the place, correct this bit.   There's no rush, let's see what the other regulars think.
    • It might be an idea if you went through the letter that he has sent you and isolate each point and then comment on each point. This would be best done in a tabulated format. Have a two column Microsoft Word table with the point you have identified on the left, and your comments on the right. And maybe 1/3 column with a link to any evidence – SMS et cetera that you might have in support. He says that he didn't agree to the repair. What do you want to say about that? In terms of delivery charge, if you are entitled to a refund then I would say you are also entitled to the delivery charge. Although it was your choice, it is all part and parcel of the same contract and if the main contract fails then the ancillary contracts must fail as well.  
    • If the pipe is not passing over their land or vacate in water over their land then it is simply visually unsightly and unless there is some local agreement or law that prevents it, then you are completely in your rights. If your builders et cetera are getting hassled by them then I suggest that you start keeping a very detailed diary of any incidents – dates, times, who said what to who – and also don't get drawn into anything. If it starts to get nasty then keep us updated.  
    • So what happened to their claim ...as per my last post?
    • Evening    firstly, apologies if I’ve not posted in the right category    looking for assistance and advice with a boundary line issue regarding a new fence installation that I have got a builder to complete and the adjourning neighbour is now complaining that my gutter pipe is now visual to them    to describe the set up, I have a conservatory that has a gutter pipe the feeds across and then down the side and was previously concealed from the neighbours view but a timber fence panel (no view to us as on other side of conservatory panel) - the rest of the old fencing was that old green wire type fence so zero privacy. The new fencing is a 4 ft timber fence with 1ft trellis on top including new concrete posts and footing.  Our conservatory was built mid 90s, a few years ago the neighbour built a house extension with patio and both the house extension and patio went right up to the party wall - not fussed about that.  However because of this, there is no longer enough available space to fit a smaller timber panel to conceal the gutter from their view.   the gutter is well inside of my property but probably close to the party wall now   am I right in thinking that I am not legally obliged to do anything as the gutter flow doesn’t affect their property as it continues to flow into my garden and drain appropriate and all they are concerned about is a standard white pipe on view - there is nothing in the covenant to say they are entitled to right of a view    I plan on asking the builder to leave the yellow boundary string up as evidence that the pipe is not on the property and neither is the flow.    I am plan on requesting that they not alter the side of the fence in any way on their side because like the rest, it’s on my side of the boy arch and not with the party wall    in the space of 2 days, they have shouted at my builder many times in a day and had some suited old guy visit - not sure how VIP they were as no one would visit from the borough that quickly    I just want to do things legally, morally but with a sprinkle of not caving for an relatively easy life    any help much appreciated    cheers 
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Owen v Natwest


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Hi there

 

Im new to this site and just wondered if anyone could offer me some help.

 

In June 2006 i had a problem with my current account, I was told I still owed money to my student account, this was three years since I heard off Natwest about this account, I thought I had paid back my over draft as I had heard nothing.

I was told I could no longer have an account with Natwest so I agreed to pay the outstanding amount (around £120) on the 21st of July.

On the 14th of August I received a cheque from natwest along with a letter saying all accounts were discharged and the cheque was made in respect of the overpayment i have made.

I moved to another bank but a mix-up at work caused them to send my wages to my old natwest account, I phoned natwest and was told it was no problem and i could take my money out straight away.

Now here we are. Last week I received a letter from a debt recovery agency saying I owed natwest £300.14. I called natwest headoffice but they said they couldn't help and I would have to go into the branch to find out what ahd happened.

I went in today and they told me that when I closed the account (23rd August) I took all money including what I owed them because the debt was not off set. How is this possible when a when a week before i closed the account i had the letter saying all acconts had been discharged?

 

Any help would be great as I am thinking of taking legal action against NAFWEST!

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Hi and welcome

 

Have you still got the letter which states that the accounts had been discharged?

All advice is based on my experiences. I am NOT qualified and as such cannot be held responsible for any mistakes. If in doubt...get professional help.

If you like what i have said then make me a star!!

Some helpful links

I have been successful in many cases..here are links to some

Housing Act and deposits: http://www.consumeractiongroup.co.uk/forum/showthread.php?266260-Deposit-being-withheld.-Please-advise&highlight=

Against Natwest: http://www.consumeractiongroup.co.uk/forum/showthread.php?278646-N-west-v-Mrsfoot-s-Son.-***WON_ALL-CHARGES-REFUNDED***&highlight=

Against Swift Advances: http://www.consumeractiongroup.co.uk/forum/showthread.php?46576-Me-V-Swift&highlight=

Against B&Q: http://www.consumeractiongroup.co.uk/forum/showthread.php?172878-Me-vs-B-amp-Q&highlight=

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Ok it should be a simple procedure then. Go to your local branch with the following:

 

Time line of events.....what happended and when copy for bank.

Original letter from bank re discharge of accounts and a copy for the bank (dont give your original)

Latest letter from collection agency again a copy for the bank and keep original.

 

Ask them to explain the mistake and to rectify it before the end of the day. If they tell you they have not the authorisation to do this then ask to speak to the manager. Be firm and polite.

 

Good luck

All advice is based on my experiences. I am NOT qualified and as such cannot be held responsible for any mistakes. If in doubt...get professional help.

If you like what i have said then make me a star!!

Some helpful links

I have been successful in many cases..here are links to some

Housing Act and deposits: http://www.consumeractiongroup.co.uk/forum/showthread.php?266260-Deposit-being-withheld.-Please-advise&highlight=

Against Natwest: http://www.consumeractiongroup.co.uk/forum/showthread.php?278646-N-west-v-Mrsfoot-s-Son.-***WON_ALL-CHARGES-REFUNDED***&highlight=

Against Swift Advances: http://www.consumeractiongroup.co.uk/forum/showthread.php?46576-Me-V-Swift&highlight=

Against B&Q: http://www.consumeractiongroup.co.uk/forum/showthread.php?172878-Me-vs-B-amp-Q&highlight=

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Thanks Mrsfoot

 

I went in today but they were not too helpful. They just basically told me I took too much when i closed the account. I do not see how this is possible, and why have they not been in contact with me? its been nearly 4 months since i have used natwest

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Its very frustrating, but you have the letter to say all accounts were discharged, and if you have any evidence of the cheque they paid you then take that along too.

 

Let me know how you get on, be happy!

All advice is based on my experiences. I am NOT qualified and as such cannot be held responsible for any mistakes. If in doubt...get professional help.

If you like what i have said then make me a star!!

Some helpful links

I have been successful in many cases..here are links to some

Housing Act and deposits: http://www.consumeractiongroup.co.uk/forum/showthread.php?266260-Deposit-being-withheld.-Please-advise&highlight=

Against Natwest: http://www.consumeractiongroup.co.uk/forum/showthread.php?278646-N-west-v-Mrsfoot-s-Son.-***WON_ALL-CHARGES-REFUNDED***&highlight=

Against Swift Advances: http://www.consumeractiongroup.co.uk/forum/showthread.php?46576-Me-V-Swift&highlight=

Against B&Q: http://www.consumeractiongroup.co.uk/forum/showthread.php?172878-Me-vs-B-amp-Q&highlight=

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Yeah i had to start shaving my head because i started pulling my hair out!

 

The only evidence for the cheque is a statement from my new bank which shows the cheque paid into my new account. Is that any good?

 

Thanks

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Yeah that should be fine.

 

Re shaving the head, thats not too bad wait till they grey is sprouting out your ears and nose lol

 

mrsfoot

All advice is based on my experiences. I am NOT qualified and as such cannot be held responsible for any mistakes. If in doubt...get professional help.

If you like what i have said then make me a star!!

Some helpful links

I have been successful in many cases..here are links to some

Housing Act and deposits: http://www.consumeractiongroup.co.uk/forum/showthread.php?266260-Deposit-being-withheld.-Please-advise&highlight=

Against Natwest: http://www.consumeractiongroup.co.uk/forum/showthread.php?278646-N-west-v-Mrsfoot-s-Son.-***WON_ALL-CHARGES-REFUNDED***&highlight=

Against Swift Advances: http://www.consumeractiongroup.co.uk/forum/showthread.php?46576-Me-V-Swift&highlight=

Against B&Q: http://www.consumeractiongroup.co.uk/forum/showthread.php?172878-Me-vs-B-amp-Q&highlight=

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Guest willowb
Yeah that should be fine.

 

Re shaving the head, thats not too bad wait till they grey is sprouting out your ears and nose lol

 

mrsfoot

lmao!!!!:D :D :D

 

Wxxx

 

 

but then......eeeeeeuuuuuuwwwwww:( lol

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Your posts moved into Natwest bank forum

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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