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Couple of questions regarding debts, DCA’s and defaults


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Did they comply with your cca request?

Did anyone?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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nope

stop paying everyone that has failed the 12+2 working day limit.

 

thats all of them then if you sent them each one on 2 months ago!!

stop being a DCA cash cow!!

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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nope

you really are a dca's best mate...

 

they legally only have 12+2 working days to reply

they haven't

what does that say about the debts ....they've all scammed £100's out of you.......

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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good.

have you done everything else here that was recommended?

 

get a parachute account, with a bank you have no debt with via group association and get ALL your income paid in there?

 

used the pro rata letters to get all the debts still with original creditors to stop interest and any penalty fees ?

 

take control now before its too late

 

OC's are mandates to help you, if they don't drop them to £1PCM

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes I have a parachute account
all my income is in one place.

 

i have no outstanding debt now that isn’t managed except these two. 

i have managed to get all credit cards under their limit and are making usual monthly payments.. minimum but on time and the amounts they request.

 

it’s literally just these 2.

 

 

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then let them run.

 

if you ever get anything else on them popback here.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Post it up on here, doubt it says WILL anything, the likelihood is that its their bog standard empty threatogramme, they all say the same, ignore them file it with the rest of their junk mail.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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probably SB's before then in all truth if your payments stopped months before the OC sent the DN.

 

always best to scan letters to PDF and upload.

i can instruct my dog to sit

if it does is a totally different matter

they also have to abide by the pre action protocol and send a letter of claim.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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try again........ cabot was opened 2013?

what was the original debt about and the original creditor?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Hope you are still around @Strawberry_candy33

 

Reading through your thread, I completely understand your concerns. However, please, please follow the instructions provided to you on this thread AND get to reading other like threads on this forum and you will soon understand the process.

 

This comment "surely they must have a CCA if they want to get a CCJ against me " - a little reading and you will understand this is absolutely not the case. A debt purchaser would take it all the way to court without enforceable paperwork. It's upto YOU to defend so it never goes to court, you do this by way of CCA Requests and the likelihood is; they have no paperwork.

 

BT

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