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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Hunts motors Bedford - Faulty Car cambelt failed - i won by default/sent HCEO's - they paid in full - now set aside as court errored - new Hearing


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Hi all.

We purchased a 2009 Ford fiesta on 08.11.2021 from a car dealer.

Mileage 99,000 for £2900.

 

on the 27.11.2021 we had the car inspected by Kwik Fit mechanic and following faults identified:

Front brake pads are worn and close to metal,

the SRS (airbag warning) light remains on,

Both rear indicator lights are discoloured,

the Nearside registration plate lamp is not working,

Front tyres are a different size to the rear tyres

exhaust backbox is heavily corroded.

Proof of full service history not provided as indicated in the advert and promised by the dealer.

Car returned for repair on 30.11.2021.

 

My son picked up the car a few days later and took it on trust that all repairs were carried out.

He did not receive evidence of full service history.

He has a partial history with last stamp being 2014.

Also the dealer again informed us that the car had a full service at time of sale.

 

AA called out to car on 07.04.2022 and informed us that the timing belt has gone and possibly caused damage to engine.

I wrote to the dealer twice with no response until I sent letter before action:

they refused to do anything

said that there was only a 3 month warranty.

 

I issued a claim on the 11.05.2022:

 

I requested a repair or full refund of the purchase price of £2900 on the grounds that the goods were not of satisfactory quality under the Consumer Rights Act 2015.

The defendant is refusing to repair and/or refund the cost telling us that they only offer a 3 month warranty and are not going to address the issues. They are ignoring the Consumer Rights Act 2015.

 

They have responded to the court that: 

Car had a warranty of 3 months.

Car was brought back and we got it repaired.

Cam belt is wear and tear and he should have been informed by the service people.

We are not liable for wear and tear.

Furthermore it is out of warranty period.

Cam belts be checked by claimant regularly.

We deny all claim.

 

They have asked for mediation.

 

I really  am at a loss of what to do for the best as we trusted that they would be upfront and honest.

I also would expect that if they had serviced the car as they said they did, they would have advised if the cambelt required changing or needed to be changed especially at the mileage and age of the car.  

 

Any advice would be appreciated.

 

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can we see your particulars of claim please and the defence they filed.

 

how many miles did you travel in the car before the belt failed.

when should the belt have been changed under the ford service schedule and do you have evidence it was?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for the reply dx.

My son did around 2000 miles.

Apart from the dealer saying that they had serviced the car there is no evidence that the car has had a service since 2014 or cambelt change.

Ford have informed me that the belt should be changed every 8 years or 100,000 miles -which ever comes sooner.

Thanks dx.

Just to add: we paid the deposit on a credit card and have made a section 75 claim. Trying to cover all bases. 

My Claimform and their defence+DQ.pdf

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  • dx100uk changed the title to Hunts motors Bedford - cambelt failed after 2K/5mts Court Claim Issued

hehe 

you still didnt remove the reg.

i've done if for you and merged the PDF's.

well as you already know any warranty is not worth the paperwork it's written upon and never is.

as this failed within 6mts of ownership and was sold very close to the cambelt change date and they claimed it had a full service history, under cra 2015 you have a very good chance. the 2k miles and 5mts ownership is in your favour too.

you need to do your n180.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thats their n180 

you need to do your own

unless this new on line system you have used? dispenses with N180's , unlike MCOL.

 

you should always agree to mediation

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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plenty of court claims against rouge traders here and what to do.

 

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thats terrible and against the law!!

did you sign that on their premises?
although it does not say so as it should on the invoice that if by doing so all your rights are supposedly removed.

 

god i though these scam traders doing this died years ago.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes we signed on the premises.

Wow, so our rights were removed because we signed the invoice?

 

here is the main section from the original advert:

 

Service History just been fully serviced by us, One Year long Mot, 2 Keys, Cruise Control, Phone Connectivity, Aux Connectivity, Alloy Wheels,Air Conditioning, V5c Present, 3,6 & 12 Months Warranty Availabe (T & C Apply), Delievery Options Available.

This car is available to view at 31 Ampthill Road Bedford MK42 9JJ, Service history, 16in - Alloy Wheels, ATC Air Conditioning, Auto Wipers, Auto Wipers inc. Auto Headlamps, Cruise Control, Perimeter Alarm, Premier Alarm, Privacy Glass, Quickclear Heated Windscreen, Radio/CD, MP3 Compatible with 2-Line Display and Aux In, Windows - Power Front One-Shot. 5 seats, Grey, 2 owners, £2,990

 

 

 

 

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no your rights under the cra 2015 have NOT been removed.

thats one of the reason cra 2015 was brought in to closed down these rouge traders ...hence my comment

 

 

your claim is valid

 

On-premises” sale – If the car purchase is made on the premises of the business (e.g. an independent garage or car dealership), you will only be able to request a refund for the car if there is a problem with it. Under the Limitation Act 1980, s5, you have up to 6 years from the point of sale to make a claim for breach of the sales contract.

Under the Consumer Rights Act 2015, if the vehicle is found to be defective, based on your first tier of rights, you may request within the first 30 days of purchase;

  • The rejection of the vehicle in return for a full purchase refund; or
  • For the trader to repair the vehicle; or
  • For the trader to replace the car like-for-like.

However, if the vehicle is found to be defective outside the first 30 days of purchase, you may request:

  • A rejection of the vehicle if the trader has exhausted their “one shot” at repair ( the seller would be entitled to make a reasonable deduction for your use of the vehicle);
  • To keep the vehicle in its defective state, in exchange for an appropriate price reduction, if the trader has exhausted their one shot at repair; or
  • To be awarded a like-for-like replacement vehicle.
  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

We have mediation appointment next Wednesday but I’m a bit worried: the contract is in our sons name, and I’m making the claim on his behalf. 


The credit card have knocked back the 75 because the card is not in my sons name(3rd party)


they said that there is not a valid debtor -creditor-supplier agreement.

 

Is this correct and will the court take the same approach?

 

 

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Oops, your son should be the claimant.

 

Has the defendant picked up on this yet?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No, not yet. 

 

I’m guessing I need to cancel this claim and my son make a fresh claim and put me down as acting on his behalf?

 

we are within the 6 months according to the emails etc

 

I've had to complete a N244 application notice in order to make the necessary changes and pay the £108 fee.

Sets the process back a fortnight but as the defendant will have to be re-served.

 

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you cant act on his behalf, he will eventually need to do mediation and appear at any hearing.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you can authorise someone to mediate on your behalf- this can be done verbally or there is a form that they sent to give written authority.  
I’m sure that when I was making the original claim that there was a section again to give authority to someone to act on your behalf. 

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Quick update.

We had the mediation this morning (waste of time) - trader offered a good will gesture of £150.

They believe that under the Consumer rights act that it is the consumers responsibility to check that the car is roadworthy and that the car has been serviced in accordance with the manufacturers service intervals.

They offered 3 months warranty which would not have covered the cam belt anyway as that is wear and tear.

of to court we go then.

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  • 3 months later...

Open.

 

Dx

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Just to update: the case was transferred to the County court money claims centre. The court made an order to change the claimant's name from mine to my sons.

I re-served the claim form; the defendant signed for it but did not respond to the court within the given time so last week I requested judgment.

 

Don't know how long the court will take to get back to me. At the moment things seem to run very slowly.

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Keep an eye on mcol

As soon as you can send in bailiffs, pref HCEO if sum is above £600

 

Dx

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes sorry ofcourse its not under MCOL.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

I now have judgement against them.

I do not have the letter but have been informed that these are being sent out in the next few days to me and the trader, so have a ruff amount and not the pence.

 

I know that as Judgement has now been made I can request enforcement but can I do this without the exact amount: i.e £xxxx.00 as I don't have the amount of pence.

What form do I need to complete for high court enforcement as the gov.uk website is a minefield.

 

The helpline person told me that I can't claim for costs (court fees) mis this correct?

 

Edited by Doingmybest
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