Jump to content

lowell ClaimForm - 2x old Npower bills

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 96 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts



Hoping someone may be able to help me a little.


I have had a claim form arrive today for a debt with NPower that has been purchased by Lowell.


All forms were enclosed but wondered how i would be able to ask for proof of the debt ie statements of the account?


I have thought about SAR but not sure i would get one back within the time frame required.


Any help anyone can give would be greatly appreciated.



Link to post
Share on other sites

  • Andyorch changed the title to CCJ Claim Form received, how to ask for proof of debt?

Welcome to the forum.


Please read the following link and provide the requested information here. Follow the guidance on how to respond to a claim.







We could do with some help from you.



 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service


If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • dx100uk changed the title to lowell ClaimForm - old Npower bill



Please see below:


Which Court have you received the claim from ? Northampton County Court Business Centre


Name of the Claimant ? Lowell Portfolio LTD


Date of issue –  06 May 2022


Particulars of Claim


What is the claim for – 


1) The Claim comprises the following

Agreements the Defendant entered into:

a. NPower Limited with reference xxxxxxxxxx and current balance of £1190

b. NPower Limited with reference xxxxxxxxx and current balance £286


2) The agreements were terminated as payments were not maintained and subsequently assigned to the claimant.


3) And the claimant claims:

a) The total of the said sums being £1476

b) Interest pursuant to s69 County Courts Act 1984 at the rate per annum from the date of assignment to the date of issue, but limited to one year being £116

c) costs


What is the total value of the claim? £1787

Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes

Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes but all letters came to my new address

Did you inform the claimant of your change of address? N/A

Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? NPower Electricity

When did you enter into the original agreement before or after April 2007 ? After

Do you recall how you entered into the agreement...On line /In branch/By post ? Over the phone

Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? No

Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser issued the claim with Overdales solicitors acting for them

Were you aware the account had been assigned – did you receive a Notice of Assignment? Dont think so

Did you receive a Default Notice from the original creditor? No

Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes

Why did you cease payments? Moved 

What was the date of your last payment? Dec 2018

Was there a dispute with the original creditor that remains unresolved? No


Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No

Link to post
Share on other sites

  • dx100uk changed the title to lowell ClaimForm - 2x old Npower bills

pop up on the MCOL website detailed on the claimform.
[if mcol is not working return after the w/end or the next day if week time]
 register as an individual on the Gov't Gateway Site
Go to HMRC's login page.
Click the GREEN sign in button.
Click “Create sign in details”
Enter your email address where asked.
You will now be emailed a confirmation code. ...
You will now be issued with a User ID for your government gateway account.
 note down your details inc the long gateway number given, you might need it later.
 then log in to the MCOL Website
 select respond to a claim and select the start AOS box.
 then using the details required from the claimform
 defend all
 leave jurisdiction unticked
 you DO NOT file a defence at this time
[BUT you MUST file a defence regardless by day 33 ]
click thru to the end
confirm and exit MCOL.

get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant]



 type your name ONLY
Do Not sign anything
you DO NOT await the return of ANY paperwork 
you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count]



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites


  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...