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4 county court judgements, not sure where to begin.


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I have been gifted money by my dad and he’s told me to pay off my CCJs. I have 4 in total, TM legal, Weston’s and 2 big ones with Lowell. 
should I just ring them up and clear CCJs in full or am I best checking these debts out and the figures out? 
im wanting to buy a house in next 2 years and CCJs have 4 years until finished. 
Any advice greatly appreciated 

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Even paying the CCJs will not make them disappear from your Credit File. It is likely with 4 x CCJs that you wont be able to get a mortgage unfortunately. 

One of the team will be along shortly to advise more. 

  • Thanks 1

 

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Great Thankyou I know these same questions must get boring but I’m getting utterly lost in the search facility 🤣

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Ccj is there for 6yrs if not paid within 1 month and will remain even if paid now.

 

Save the money for a greater deposit.

 

Unless the debts could have already have been statute barred by the time of the claimforms, you have little chance of removing them either.

 

Westons?? Do you mean wescot? If you do, then they are not debt buyer s so they must be acting for a client.

 

tm legal are the same..solicitors not debts buyers.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx 

I’ve checked again, 1 ccj has 1 year left and 2 ccj has under 2 years left. 
Do you think I should just let them count down rather than pay them? It’s quite a substantial amount to clear them (£15700) 

I haven’t heard anything from debt owners for years. 
j

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Why pay them, what good does it do you?.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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16 hours ago, dx100uk said:

Ccj is there for 6yrs if not paid within 1 month and will remain even if paid now.

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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