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TALLING Vs LLOYDS TSB *****WON*****


curlychic
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Hi there fellow forum users. I feel ecstatic to say that i have finally started the ball rolling with the Data Protection Subject Access Request. :eek:

I have been meaning to do it for a while now, but yet another letter arrived this morning stating the charges of £35 for one returned cheque and £30 for an over my overdraft fee (which was for going £4 something over an overdraft of £50.....how ridiculous is that???)

Well that was the final straw :evil: I thoroughly read the FAQ's and so it begins !!

 

I have just one thing to say..........Bring it on Lloyds TSB...........:-x ........Power to the people ....... lol

Kellie x x

P.S. This forum is fab, keep up the great work guys n gals lets show these Banks we all mean business x

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Hi Kellie

Welcome and good luck with your claim

 

S.P

Lloyds Data Protection Act Delivered by hand 23/08 --Prelim & claim for 3 yrs @ £4011.58 by hand 30/08/06 "sorry your not happy" letter received 5/9 LBA going out on 13th .Enforcement notice received 8/9 Reply sent 12/9.LBA delivered 13/09.:cool: Claim Filed 4/10 £4804 "Sorry Enforcement notice was mistake.Anything we can do to help blah blah" letter rec 5/10:o Court claim deemed served 18/10

Lloyds filed acknowledgement 20/10.They now have 28 days to file defence.Defence filed and AQ received 9/128-)

Court date set 14th Feb.Court bundle sent.Nothing rec from [problem]

****WON*****.

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  • 5 weeks later...

Well.....What can i say grrrrrrrrrrrrrr !

 

Sent the Data Subject Access Request on 18th December along with a £10.00 postal order and still no response !!!!

 

Roll on 3rd February when i move swiftly onto stage 2 !!!

Has anyone else encountered this problem from the onset of their claim ?

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Lloyds are not the fastest to respond to anything in my opinion.

My SAR was sent to Lloyds on 15th December 2006 and to date no response. My chq was however banked a few days ago.

Lloyds TSB (C.Acc) **WON - Fully Settled**

NatWest - £1367.96 - N1 Filed - AQ Compl

Lloyds TSB - Select Loan PPI - £4629.52 - N1 Filed - Settlement rejected

Lloyds TSB Credit Card - £373.48 - N1 Filed

MBNA Credit Card - £791.52 - N1 Filed

Capital One - £746.67 - N1 Filed -** Settlement awaited **

Halifax Credit Card - £836.12 - N1 Filed

Paragon Personal Finance - S.A.R 15/12/2006

Littlewoods - £834.43 - N1 Filed

Barclaycard - £1145.00 - N1 Filed

My Wife:

Natwest Current Account - £1197.98 - N1 Filed at Court

Capital One - £1150.94 - N1 Filed - **Settlement offer rejected **

Littlewoods - £1405.48 - N1 Filed

8-) PROUD TO BE DEALING WITH MY DEBTS! 8-)

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Exactly.....They like to take the money, but not provide the service in which we are paying for.

I feel i am going to have a right fight on my hands. I clearly understand that this process is not easy, but clearly Lloyds are going to make it as difficult as possible.

:(:mad::(

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Well.....What can i say grrrrrrrrrrrrrr !

 

Sent the Data Subject Access Request on 18th December along with a £10.00 postal order and still no response !!!!

 

 

Roll on 3rd February when i move swiftly onto stage 2 !!!

 

Has anyone else encountered this problem from the onset of their claim ?

 

 

..................and still no response :-x

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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  • 2 weeks later...

Hello there, can anyone help me ??

As you will see by my thread i still havent recieved the info i require after sending my SAR and appropriate payment.

I read another thread today that suggests phoning 0845 300 4431 and letting them know that they have 10 days left in whioch to supply the infomation before i report them to the Info Comissioner and getting a court order to get the infomation, however i do believe this is a Birmingham office and i sent my SAR to the Data Protection Department, Pentagon, London as advised on here before.

Is this a problem ? Can i still ring them ? I must admit i have been trying, but the line is constantly engaged (guess everyone else is doing the same thing....hehehe)

Thanks guys 'n' gals

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Just phoned branch, got number for HO and number for Data Protection Department. Got through straight away. They checked for reciept of my letter. Confirmed receipt and said that my SAR would be actioned within 7 days !! We shall see eh.......I'll keep you posted.

Thought the number may be helpful for others who sent their SAR to this HO London.

Telephone: 01179433133

;)

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Just phoned branch, got number for HO and number for Data Protection Department. Got through straight away. They checked for reciept of my letter. Confirmed receipt and said that my S.A.R - (Subject Access Request) would be actioned within 7 days !! We shall see eh.......I'll keep you posted.

 

Thought the number may be helpful for others who sent their S.A.R - (Subject Access Request) to this HO London.

 

Telephone: 01179433133

 

 

;)

 

 

Well surprise, surprise.....Postman has been and they said my request would be actioned within 7 days......lmao

 

I am counting down now....they have til Saturday. LBA already printed and waiting to be sent.

 

By the way can someone help ? When (which i am sure i will) i send the LBA i know i have to report them to the Infomation Commissioner at the same time.

 

??? Letter templates and address to send to ???

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Well surprise, surprise.....Postman has been and they said my request would be actioned within 7 days......lmao

 

I am counting down now....they have til Saturday. LBA already printed and waiting to be sent.

 

By the way can someone help ? When (which i am sure i will) i send the LBA i know i have to report them to the Infomation Commissioner at the same time.

 

??? Letter templates and address to send to ???

 

:???: :???: :???: :???:

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Please can someone help me out with my above question ????? everyone seems to be reading my posts, yet nobody responds ???

 

:(

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Well surprise, surprise.....Postman has been and they said my request would be actioned within 7 days......lmao

 

I am counting down now....they have til Saturday. LBA already printed and waiting to be sent.

 

By the way can someone help ? When (which i am sure i will) i send the LBA i know i have to report them to the Infomation Commissioner at the same time.

 

??? Letter templates and address to send to ???

 

Hi,

 

When sending an LBA for SAR I'm not aware that you have to report them to the Information Commissioner at the same time. But you'll probably find the information here: The Data Protection Act - ICO

 

Check out the FAQS on the right hand side - there's one that says: I think a data controller has breached the Data Protection Act. What can I do? That section tells you how to complain.

 

Good luck - I'm sure your SAR will turn up soon, they just like to take their time sometimes.

 

Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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Thank you for replying Lucid........I was starting to get a complex as nobody seems to reply to my thread/posts.

 

 

:confused::(:confused:

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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That's ok. The only reason I was able to reply with the information I gave was because we were forced to start researching it when Lloyds didn't provide a SAR for Mindzai's credit card. I'd imagine a lot of people who were reading you post haven't had to consider sending a LBA for their SAR and so wouldn't necessarily know the answer to your question. :) I'm sure you'll get the statements once they recieve your LBA.

 

Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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Hi again Lucid

;)

In the 'need to know' section where it outlines the steps of what to do, it is the LBA template letter that it advises to send if they do not respond to SAR.

:confused:

I am rather confused now.....is this not what others are doing ? Advice from all welcome

:(

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Hi everyone,

 

Lloyds still haveent sent my info after S.A.R - (Subject Access Request). They have until Saturday, but somehow think it just aint gonna happen.

 

Want to be ready for the next step, but I am a bit confused :confused:

 

If no info is recieved am i right in thinking that i should send an LBA ? Then give them a further 7 days to respond before reporting them to the Information Commissioner and beginning Court Action ?

 

curlychic x

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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give them a ring and remind them of the deadline, be very nice about it, just give them a bit of a nudge! Also remind them that they are about to commit an offence by not complying with your request. It you sent SAR recorded delivey they have 40 days from when they received it, good luck!! :)

9-1-07 S.A.R - (Subject Access Request) sent:o !! Lloyds and Halifax!

20-1-07 S.A.R - (Subject Access Request) sent Capital One

20-1-07 S.A.R - (Subject Access Request) sent Halifax Card Services

20-1-07 S.A.R - (Subject Access Request) sent Marbles

20-1-07 S.A.R - (Subject Access Request) sent Halifax (Birchave0's sis)

8-3-07 PPI refund Lloyds TSB Loan £1200 + £2900 off loan balance

22-5-07 Halifax *Won* £1025

23-9-07 Goldfish 8k balance written off, £2300 PPI + charges returned, no agreement

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Lloyds left my statements right up until the deadline, they arrived in a shoddy brown envelope with my address hand written, this gave me signals they are under immense pressure (Tee Hee!) and that was way back in September October, they will arrive don’t worry :)

Lloyds Current account S.A.R - (Subject Access Request) submitted 10/10/06

 

Lloyds CC S.A.R - (Subject Access Request) submitted 10/10/06

Lloyds CC (wife) SAR submitted 10/10/06

Lloyds Mortgage SAR submitted 10/10/06

Barclaycard SAR submitted 10/10/06 Microfiche bull recieved 24/10/06

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give them a ring and remind them of the deadline, be very nice about it, just give them a bit of a nudge! Also remind them that they are about to commit an offence by not complying with your request. It you sent S.A.R - (Subject Access Request) recorded delivey they have 40 days from when they received it, good luck!! :)

 

 

Hello Birchave0,

 

I have already rung them last week. They confirmed my details and explained that they are dealing with my request and that my paperwork would be with me within 7 days.

 

That was last monday, so 7 days are up. It dosent surprise me at all really tho. They still have til Saturday, but like i said before, cant see it happening and want to be ready for next step if it dosent arrive.

 

Therefore still seeking answer to my question, but thanx for your response anyway x

 

:-?

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Hi,

 

Yes that it what you need to send if they haven't provided you with your data request - you actually referred to an LBA that you had printed and ready to send in post 11. You send the LBA to the bank to give them a warning that if they do not comply with your data request you will be bringing court action against them.

 

Hope that helps. Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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That link leads me to template 3, which is the LBA, so i am doing the right thing then :confused: Others have said that its not an LBA i need to send tho :confused:

 

i'm confused :!:

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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follow the link that curly chick has shown and read further down than the LBA letter you will seek what you are looking for!

 

 

This is the suggested template letter where a Data Protection Act request has gone past the deadline without any information being sent:

 

Template letter removed.

Lloyds Current account S.A.R - (Subject Access Request) submitted 10/10/06

 

Lloyds CC S.A.R - (Subject Access Request) submitted 10/10/06

Lloyds CC (wife) SAR submitted 10/10/06

Lloyds Mortgage SAR submitted 10/10/06

Barclaycard SAR submitted 10/10/06 Microfiche bull recieved 24/10/06

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