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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
    • These are the photos of the signs. At the entrance there is a 7h free sign. On some bays there is a permit sign.  Also their official website is misleading as it implies all parking is free.  I can't be certain of the exact parking bay I was in that day, and there was no PCN ticket on my car and no other evidence was provided.  parking sign 2.pdf
    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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Payments fro re-posession for many years


Loopylou40
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Hi

I jointly owned a commercial property around 18 years ago and unfortunately due to business problems, we had the property re-posessed several years down the line.

We had already paid out more money on the mortgage, than we had originally borrowed, but when the property was re-posessed, it was unoccupied for a long time and then sold at a rediculously low figure. Chelsea building society said that we had a shortfall of many thousands, because of the interest owing.

My husband lost his business and was made bancrupt in 1995 and because of this, I was told I was liable for the full amount, because it was a joint mortgage. I had a young family at the time and so was not always working. I even went to uni between 1997 and 2000, yet I have still had to pay an amount each month, to the debt collectors the case was handed over to. Every so often, they contact me and aske if I would be willing to make one final settlement, but I have never had the funds to do so. The latest letter didn't even give a figure they would require me to pay back, so I am tempted to make a low offer.

The amount I pay each month is not huge, but can I expect to continue to pay this for the rest of my life, which is how long it would take to refund the total amount they say I owe? I have already paid the sum of money they were willing to accept in one payment, many times over.:confused:

Any advice please.

 

Thanks

Lou

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Hi Lou,

 

Do you have a statement or a summary of what the monies that you allegedly owe relate to ?

 

Could it be that it is actually charges incurred with the Chelsea or potentially you're paying the debt collectors charges ?

 

 

Just a thought - if you don't have definitive breakdown then ask the Chelsea/the debt collectors for a statement detailing the amounts owed and the breakdown of these.

 

 

Also is the payment you are making subject to a court order ? If not I would ask them to quantify the amount owed and the breakdown

 

 

Think this sounds very spurious

 

 

 

Good Luck

 

 

 

Elle

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Hi Elle

No I do not have any such statement and I am not sure if there ever was a court order. I will check with hubby and he might know better than me.

I guess I am just a bit put out now, that this is going on and on and I do not see why I should be liable for the whole lot. I have no contact details from the debt collectors, because I always throw away there letters. I think I might stop the monthly payment by Standing Order and ask for a statement.

Thanks

Lou

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Hi Lou,

 

Only my opinion but I would issues an SAR to bth the debt collectors ( who are they by the way ) and also the original lender - I know that it is a long time ago but it appears to be live so for the sake of a tenner to each you may get some news -

 

Also have a read of the threads in the bailliffs and debt collectors forum - enlightening reading.

 

I have debt with Phippips who are devious, inefficient horrible people

 

 

Good Luck - keep us up to date

 

 

 

Elle

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  • 4 weeks later...

OK

I have cancelled my standing order, because the debt collectors will then contact me and I can then send them an S,A.R. The company we originally took mortgage out with, was the Chelsea building society, but I am not sure of any of the details from the original mortgage, particularly as a lot of paper work was thrown away after my husbands bancruptcy.

I think I will contact the debt collectors first and see what information they give me.

I will keep you informed.

 

Ali

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  • 4 weeks later...

Hi

Had letter the other day from peeps working on behalf of the Chelsea Building society, who have presumably taken over the debt and we have been paying them £20 per month for the last 10-11 or so years approx.

Does anyone have dealings with this company: Henderson Booth & Snell.

So I will send an S.A.R to them and let you know how I get on. Do I have to send this also to the Chelsea B.S?

 

Many thanks

Ali xxx

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Hi - just used the above link to get to the letter (S.A.R - (Subject Access Request)), but not sure it is relevant to what I have beenpaying, becuase we had our property reposessed, after paying more to the building society than we had originally borrowed and then the property was sold at a knocked down price, resulting in a shortfall we then had to pay. The peeps who took over the debt did give us the option to pay off a lump sum a few years ago, or more recently come up with a figure we could afford, but we cannot afford to make large payments. I have already paid over £2000 to this company. Do you think this SAR is still relevant?

Ali xxx

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