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Rent arrears CCJ £10pcm N245 request rejected as i didnt attend - can appeal?


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Costs £108 to submit the N244 (without hearing)...you can do the same on the N245 for £14...your choice though as we have already been through this numerous times already here 

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You're under no obligation to reply, Andy, sorry. I do appreciate your help, though.

 

The cost of the applications isn't as important as me not having bailiffs turning up at my door, also I get help with fees so didn't have to pay for the N245.

The information on that page does seem to suggest that sending both would be a belt and braces approach so I will go with that and let you know how I get on - you may be bored with it but it may help someone else.

Thanks.

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bailiff cant do very much at all.

just ignore them.

 

there is no right of forced entry as you are not resident in the claimants rented property.

 

N245 again.

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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no bailiffs have anymore powers than any other on a consumer credit debt CCJ

certainly no right of force entry.

=ZERO. effectively. just never entertain them.

 

dx

 

 

 

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sorry if this is really annoying.  I've been reading through similar cases and although I delivered the N245 today, I do want to fill in a N244 just to be on the safe side. I got a help with fees number so it won't cost me.

 

My question is ... which court do I submit it to?

Clerkenwell & Shoreditch CC is where the CCJ originated and that's the court I entered on the N245.

W&R's enforcement notice cites Manchester District Registry as the High Court in the "enforcement details" box, the County Court is quoted below. 

It says "this debt is in relation to a writ issued in the High Court for enforcement".

I found a similar case on here where the lady submitted a N245 and ended up also sending in a N244 as the bailiffs came knocking (I know, don't let them in).

 

Am I right in thinking Manchester District Registry goes in the "Name of Court" box?

 

Thanks 

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that will be their local court.

 

there is really no reason to submit an n244 to counter bailiffs when you've already done another n245, though you've taken a week dithering about it, so you can't really be that bothered about bailiffs. you are seriously worrying about nowt.

 

it may well be that an n244 might be more useful to set aside the original ccj a bit later on?

you indicate that there were bogus deposit return refusal issues due to a made up damages claim?

 

so how do you know the sum on the CCJ is correct?

 

have you got a copy of the original claimform particulars of claim?

do you agree with what is says and the sums it claims?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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"Dithering" = being worried sick and unsure whether I've been given the right advice. Not wanting to doubt you and your experience but this is very important to me and I saw a case on here where the N245 didn't deter them and the HCEO sought control of goods; and I have a weaker case than that person as I missed the hearing.

Anyway, thanks.

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they can SEEK all they like.

a control of goods order is useless to them if they cant get at any 'goods' 

 

you are under no legal obligation to let them in and they can't force entry... simples. 

 

as andyorch said, the missed hearing was a hearing you didnt need to attend anyway.

and that doesn't 'further empower bailiffs' nor weaken your position.

 

im a bit worried you are p'haps also relating to things like you might have seen on a rather famous ch.5. bailiff tv series in the past.

they mostly operate on business debts and rent arrears CCJ's/evictions whereby the debtor is still living in the landlord premises.

you are not you've moved home.

 

try and stay positive not look for ways things can fail.

that only results in delays in you moving fwd. as has happened here.

it could all have been resolved by now had you filed that N245 a week ago...think about it..

 

you'll get there we will help you.

 

if we really were giving out' bad advice' i'm sure other members would out us on our threads and we'd be banned.

in 16yrs thats not happened.

 

dx

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you, again, I'm sorry to be a pain.

OK, I submitted the N245.

I emailed W&R to tell them I had done so, and that I would be offering 25 a month.

got this response from them, today, is it safe to ignore?

My current address is on the N245 but I haven't volunteered it to the HCEO, i just told them I was no longer at my previous address, assume they will have to wait to find out.

 

"an offer of £25.00 per month does not cover the interest mandated by the Court. The daily interest accruing on the balance is £1.72 per day. While we appreciate that you have written to the Court we are at this time instructed to proceed with enforcement action. An attendance will therefore be required."

 
 
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The n245 stops the warrant and will probably remove their fees anyway . They might get the NOE or compliance fee, but as they have not to date reattended, they can't add more fees 

 

Just ignore them .

 

Simply money grabbers that trade on fear and unknowings 

 

Have you the original ccj claim form yet with the particular s of claim box?

 

Dx

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Posted (edited)

I should have that somewhere, although it may have got lost in the move. Will try to dig it out.

If it's lost, can I get a copy from the court? 

No hurry to answer, enjoy your bank holiday.

Edited by SallyCinnamon
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you can ring northants bulk and ask for the particulars of claim from the claimform by email.pdf.

you'll need the CCJ number, and ensure you get the address it was served too also.

dx

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The particulars of claim and the Notice of Judgment will confirm if  interest can accrue post judgment...very rare it will allow. Section 69 ( 8%) is normally up to and until date of judgment only unless the claim was for more than 5K your Notice of judgment will confirm.

 

Andy

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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  • 2 weeks later...
Posted (edited)

Hi guys, there was a Removal of Goods notice served at my old address today. 

The new owner is a mensch and will not give them any details.  I will collect the notice over the weekend and see what it says exactly.

Presumably they will try this until the N245 is processed? Am I still OK to sit tight?

And yes, I know I should have delivered the N245 quicker. 

Thanks :-)

Edited by SallyCinnamon
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Yes you'll be fine 

Wouldn't of mattered if it was posted through your door, as you wouldn't of answered the door anyway 

 

Nothing they can do, no right of forced entry as we've said many times already 

 

They'll simply give up and return the debt to their claimant pennyless .

 

Dx

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hot day...not been above 13c for the last 17days where i am.

overcast drizzle almost 24/7.

 

Bloke living in your old home sounds a blast....

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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