PCO CARE HIRE. Missed payment.

[philmycoke]

Hi guys,

 

I rent a pco car so I can work with apps such as Uber and Ola or Bolt.

 

I had covid and few other issues where I could not work, one lady was nice enough to agree to take extra £25 per week until one weeks rent was paid off.

the arrears or missed payment was one week. £275.

 

By today they have taken £75. so £200 remains.

 

This weeks rent I could not pay as once again I had issues.

 

I wrote to them 3 times last week stating this weeks payment could be an issue and if they willing to add this weeks payment to the arrangement And to increase the weekly payment to £325 or £50 more. £25 for first and £25 for the second missed payment.

 

I owe them for this week £275. They took £100 today and I agreed to pay £175 + regular payment on Monday.

 

Instead of trying to understand. The vampire responded back by saying I have to return the car, I have not kept my arrangement and now to retain the car I have to pay All my arrears by Monday.

 

She responded back by saying I have to pay the previous arrangement of £200 + this weeks £175 + the regular payment of £275.

 

I reminded her as I am paying the £25 and that agreement is not in question that stands as it is.

 

I have agreed to pay part payment for this week today and rest on Monday.

 

why is she demanding that I have to clear everything?

 

Do I have a legal standing?

How or what can I do apart from clearing all arrears which I cant afford and keep the car.

 

The way I have see it is arranged payment is in place and valid.

This week payment has been partly paid and rest paid next week along with regular payment.

 

what is the issue?

 

[honeybee13]

Hi.

 

Are we talking about this firm please?

 

PCO UK RENTALS LIMITED

PCOUKRENTALS.CO.UK

 

HB

[philmycoke]

No.

These people. https://www.pcorent.com/

 

(the postive reviews are forced upon clients)

 

as i was told to do one previously in the office, while i waited for refund they owned me for 3 weeks.

Edited April 7, 2022 by dx100uk
unnecessary previous post quote removed

[honeybee13]

Do you have any of what was agreed in writing? The information you linked us to isn't that detailed but I did spot this on page 2.

 

'Missed Payments: At PCO Rentals we have a zero tolerance approach to missed payments. If you default on payment for two weeks your vehicle will be recalled and you will be charged recovery costs.'

 

HB

[philmycoke]

I am sorry i am not sure what you are asking.

 

one weeks missed payment is arranged payment.

they charge extra £25 payment per week until its paid of. £200 left.

this weeks payment i have made £100 of £275.

£175 will be paid on monday.

 

All communication is via email.

i almost called them.

then realised i might need evidence.

 

all i am saying is,

can i use some words or sentence so they dont take the car back.

as they wanting me to pay the £200 also.

£200 is in arrangement.

[dx100uk]

extremely expensive way of having a car, you will never win.

 

we need a full copy of the contract you signed and their T&C's.

 

i very much doubt this is covered by consumer credit act.

so little you can do.

 

 

 

 

 

[philmycoke]

Lets see what they say on monday.

 

As the arrears or missed payment is being paid via an agreement that is intact. so they cant moan about that.

current weeks payment has been paid partially. £100 and i will pay £175 on monday.

 

if this dose not satisfy them and they want the car back then they can give me a notice period like i need to give them a notice period.

 

£275 covers everything from insurance to breakdown etc. and it is a 2019 model. i had no choice at that time.

 

they are using scare tactics i think as one of the CC emails was accidentally sent to me "well done, lets hope this works"

 

Ali

 

[dx100uk]

full agreement + T&C's please

and all these emails in/out.

 

need the evidence, 

 

dx

 

[philmycoke]

once the £175 is paid i am sure they will calm down. they scared me.

 

one thing is i need to give them 6 weeks notice to return the car, can they recall it at any time?