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Alphera car Finance (BMW Financial Services (GB) Ltd), default notice - said can only now pay £400pcm!!


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Read my post 6.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes but they snatch it she wins.

gets the car back for free or Equivalent monetary value and all her payments and owes nothing as they voided the HP agreement.

 

all of this would now be immaterial if shed done the time order as advised wayback in march.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Received these in the post.

My friend has been asked to appear in court for the matter. What usually happens in these court appointments?

Is there anything she needs to be prepared for/with?

Any thoughts as to possible outcomes?

 

2022-07-19 grosvenor passing toBMW legal team..pdf 2022-07-20 notice of hearing 16-08-22.pdf

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notice of time order hearing date 

what previous paperwork did she get.?

 

i asked you earlier about this.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

This is what she received from the court in response to the time order application. The person in the court told her this over the phone. She has not received any other letters. 

The doc was redacted: claimant is my friend and defendant is BMW Alphera 

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ah makes sense - read it properly DX says defendant BMW...:pound:

 

tick box exercise only.

 

dx

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Yes dx. You had me confused! Ha

 

Any advice for prepping for this court appearance?

 

I'm planning to attend with her if they will allow; not as a legal rep, but just to give moral support. 

 

She is understandably anxious. 

 

 

 

 

 

 

 

 

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nothing

its simply to rubberstamp the time order i suspect.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

none of their business

only a judge can demand to see such info

and he already has it on the time order info

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Further correspondence from WEIGHTMANS which (to me) appear to be some sort of underhanded bullying .

 

It has caused my friend a lot of distress because their "draft" seems to imply a foregone conclusion to this matter in their favour.

 

She rang me up saying that her car is going to be collected by Alphera at any time!

 

 

claimant WS + Time order objection.pdf

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On 15/07/2022 at 16:50, dx100uk said:

Yes but if they snatch it she wins.

gets the car back for free or Equivalent monetary value and all her payments and owes nothing as they voided the HP agreement.

 

Dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

what in a 10mins hearing...just ensure her I&E is correct, if its not take a few copies of a new one to court and give one to the clerk when you arrive so the judge has it infront of him.

 

its simply willy waving which weightmans are historically very well know for.

 

the judge will either grant or deny the TO.

if its denied, it will move to a future hearing.

nothing to worry about.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Whatever the court/judge asks to happen 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

shouldn't hurt.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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