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Taxi v Hsbc


taximan14
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Hi All

Im New to this forum but have already asked for my Data Protection Act statements from HSBC.

My problem is this

 

I had a HSBC account from 1997 up till November 2000 when it went into Default and the account was closed by HSBC.

I heard nothing from them for almost 6 years, now they have sold the debt on to another company.

I know that this debt should be statute barred but they say i made a payment of £30 3 yrs ago.

Anyway i sent off the request for my DPA statements along with a cheque for £10.00

They have returned my cheque with a letter stating that HSBC only holds information in the form of statements for six years, and that my account was closed over 6 years ago.

As a result they are unable to supply the information requested.

Is this correct under the Data protection act also if it is true then if so how can they sell a debt that they can not clarify.

 

Any advice or info gratefully received

 

 

 

 

 

Graham

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