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    • Hi Dave, Yep .... Will have to do AOS tomorrow .... Are you referring to CPR 31.14 Request?
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    • Update! I have now opened the mail from Barclaycard. I am assuming that their letters were prompted by my confirmation to them of my change of address, which I had advised them of twice. They are treating my change of address notification as a "General Data Protection Regulation Right of Access Request"  and state that I have made a "Right of Access Request. They are asking me to provide valid indentity documents! I have made no such request and am minded to ignore their request for extra information? I should add that their letters were sent to my correct current address!
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    • DX: I did not pursue Link after I got the CCJ amended to monthly payments. Pretty sure the CCJ does not mention reviews, I do have the CCJ somewhere, I will have to look it up in storage. It is as mentioned on the thread you referenced  in your post #28. The Barclays loan was taken out in September 2004 for 60 months! Current Balance remaining approx £2K. On checking back my past correspondence with Barclaycard about this loan, there was a history of them ignoring my letters and offers to pay, and I even had problems in obtaining their bank account details for them to accept my payments! I have received strange correspondence from them too, one referring to insurance which I did not have. They seem very disorganised! Barclaycard told me to pay "Masterloan" a while back and I now receive regular statements and arrears notices from "Personal Loans from Barclaycard" clearly marked Masterloan, they changed the account reference number! I have never requested a CCA on this account. I advised them of my change of address last September, but they are still sending, until today, statements etc. to my old address! I have received 2 letters from Barclaycard Loan today though, not opened them yet!!
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New Tenants since Late 2021- Seeking advice / steer on how to sensitively approach tenants before issuing 'Notice to quit' issue


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As you are grateful for the advice provided by my site colleague @stu007 who has spent a considerable amount of their free time in helping you, perhaps you would be kind enough to make a donation to this site.  This will go towards maintaining this site, so other people can receive help and support.

 

Please see the link to donate below.

 

 

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@mantis shrimp

 

Normal company accounts. Donations help with running costs of the site.

 

As this is a separate topic, please contact the site administrators using the contact us option at the bottom of the website, should you wish to enquire further about how any donations that you may wish to contribute would be used.

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We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Thank you for all your replies which I have carefully noted. 

 

I comment as follows:

 

1. My track record on this Forum will show that I'm always grateful for the advice I receive from Members and I always come back to both acknowledge the advice as well as express my gratitude.

 

2. Because I am less knowledgeable on tenant/landlord issues than the veterans on this Forum does no make me a subject for being patronised. 

 

For example, I have asked the question - what value was to be gained by delving into the past history which had been the subject posts. 

 

The matter upon which I was seeking advice was a specific and discrete matter with NO dependences or implications on previous, events. Hence the advice received from stu007 proved my point.

 

3. For those Members who felt the matter was too complicated, they could have easily moved on to other areas of the Forum where I'm certain there other contributors seeking help, just like I was. 

 

There is nothing to be gained by telling me that my issue is complicated and yet at the same time blaming for not having sign-posted you to previous posts linked to the property in question.

 

4. Unclebulgaria67 asks the question "...am I grateful to stu007..." - he clearly hasn't read my post, which is the very post he is criticising - I have thanked stu007 profusely.

 

5. I accept and embrace constructive feedback - but I do not tolerate feedback based on assumptions, where did it say that I only want to read responses that say what I want to hear? 

 

That is so NOT true- the path unclebulgaria67 was going down, enquiring about historical events was clearly unproductive and added no value to a possible solution to the problem.

 

6. I'm sorry I have not provided an update partly because I felt this was just taking Members' time reading yet another post - I did everything stu007 recommended I do, including inspection of the premises at the tenant's expense.

 

I have done everything stu007 advised that is why I have come back after 2-months to thank him.

 

So I'm not sure what kind of 'gratitude' unclebulgatia67 is referring to - it feels as though his attitude is patronise and belittle, which as far as I am concerned is of no consequence - it is his time to waste venting whatever is under his bonnet!

 

7. As for Stu007 - I am thanking you genuinely and I am not having a go at your colleagues.

 

We live in a democracy so if your colleagues express an opinion which is out of line, I will soon respond to them in a robust way - they are not the font of all knowledge!!! 

 

But taking 'offence' to sincere and honest comments is something that I will not dwell on as I am very weary of emotive language.  I prefer logically presented and factual statements.

 

8. As for BazzaS's comments and use of the word 'simpering' gratitude - there seems to be the manifestation of a 'bully' seeking for attention;

 

I would go so far as to say there seems to be a trace of perversion in how he has twisted the situation. Make yourself useful and go to a post where you can help someone in need, 

 

As for my attitude, what aspects are you referring to?

Based on what?

Have you thought about your attitude? 

Are you an authority on 'attitude'? How are you defining it in this context?

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It's great you have heeded the advice and carried out the inspections.

 

Please consider donating to the site, see my signature below.

CAG Site Team and Forum Helpers are unpaid volunteers

Over the years CAG has probably helped hundreds of thousands of people, only a small number of people come back and let us know what happened or to say thank you

and an even smaller number of people ever think to make a donation.

If you are able, without leaving yourself short, consider donating, all donations go towards Site hosting and maintenance - help us stay live for future people in need.

 

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With respect, Bedtime123 & BazzaS, 

what you're going on about is now history because stu007 laid it all out explicitly, and no uncertain terms - his logic was clear and I did exactly as he suggested.

i do not see any value in you taking a retrogressive stance other than to cause confusion and most probably satisfy your own ego, or may be you have got too much time at your hands - idle minds etc.

What exactly are your expectations?

You did not contribute to this trail so what is it that is bothering you exactly other than the pervasion that you are clearly manifesting. 

I am adopting this tone of language which at the back of your comments which are unwelcome, uncalled for and unnecessary.

  Once again - stu007 has addressed all the issues so stop patronising me. 

Since you consider yourselves as experts, use your time positively and constructively by helping others in a progressive way.  I will not be bullied by cyberbullies!

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Glad to hear it.

All data points are useful for when people look at your posting history and decide how much effort to put into replying (on this & other threads).

For me, moving forward : my replies (if at all!) shorter than your posts Good luck!

Edited by BazzaS
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I didn’t do anything other than challenge your less than productive first post in 2 months so you can leave me out this, pretty sure I was the first to ask the questions that Stu just did so as far as I’m concerned I was spot on getting this thread back on track

 

ill leave your threads alone gladly, but I’ll certainly return to challenge you should you start spouting nonsense again

 

peace 

 

 

Edited by Badtimes123
Nonsense

CAG Site Team and Forum Helpers are unpaid volunteers

Over the years CAG has probably helped hundreds of thousands of people, only a small number of people come back and let us know what happened or to say thank you

and an even smaller number of people ever think to make a donation.

If you are able, without leaving yourself short, consider donating, all donations go towards Site hosting and maintenance - help us stay live for future people in need.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

 

Essential Reading: Dealing with Customer Service

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To avoid any further unpleasant ongoing posts, thread locked.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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