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Moriarty Law and CCJ


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Hi,

Back in August 2017 I ended up with a CCJ for non payment of a payday loan to Uncle Buck.

 

This was from Moriarty Law. I made one payment towards the CCJ but then moved and haven't paid since.

 

I was made redundant 9 months ago and still haven't found work but today I get a letter from Moriarty Law saying I'm in breach of the court order and £990 is now payable.

 

It says their client has instructed them to send this letter. (Strange as I thought Uncle Buck vanished a while back!)

 

It also states that while their client is now entitled to apply to the court to commence enforcement proceedings they would still like to resolve the matter amicably.

 

It states enforcement action can include the issue of a warrant of control or an attachment of earnings order.

 

As it's been 4 1/2 years since they've decided they want to collect the debt is this likely to be a fishing trip (they did send a letter a fortnight ago saying they were trying to find me and if I was that person to contact them - which I ignored)

I'm not sure whether to ignore or contact them and make a token payment?

 

If they do decide to go back to the court for enforcement proceedings do they have to let me know or would the next thing be a letter from the court?

 

Thank you

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I would be looking to make an application using the N245 to get a payment plan in place through the courts before they go any further and add further costs......fee is £14.

 

https://www.consumeractiongroup.co.uk/topic/347309-legal-n245-application-for-suspensionvary-an-order-correct-as-at-oct-2019/#comment-4179767

 

Andy

 

 

.

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Moriarty didn't get the ccj, their client did and I bet that's a DCA not uncle bucks.

 

It's also worthy To note that uncle buck refunded 100'000 of people due to irresponsible lending.. did you ever complain?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I didn't complain sadly.

The last email I got from Uncle Buck was on February 20th 2017

Which was this...

 

 

We would like to inform you that Uncle Buck Finance LLP have instructed a third party litigation company to act on our behalf in relation to collecting your outstanding debt.

 

Please be advised that your account details have been transferred to Moriarty Law and they will be in contact with you shortly.

 

Moriarty Law are authorised and regulated by the Solicitors Regulation Authority and can be contacted directly by telephoning

 

This was prior to the CCJ.

 

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so ML's client are stated as uncle buck and the CCJ is in Uncle bucks name.

 

pers id be starting an irl complaint

esp if you have multiple PDL's and you credit file at the time was shot with lots of defaults/late payments, debt etc

they should not have loaned to you if this is the case.

 

get the N245 done though

then if this IRL complaint draws fruit, that will reduce the CCJ balance.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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FWIW: the std refund being done by the administrators of uncle bucks if you qualify is £807. they also remove all trace of the loan(s) from credit files. this was last year.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Yes

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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