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Historical Charging Orders..Want to sell Property


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Hi, Looking for some help please.

I own property, held in Joint names with my husband now deceased.

Whilst consulting Land Registry Docs, I discovered 3 historical charging orders from periods 2006 to 2009’

There are in my name.

I have an agreed sale on the property and the Solicitor is getting nowhere. As my head is now in a better place than when they were originally instructed, I have been doing my own research, as they say they are getting nowhere..

 

Extract from Registry

A.      Proprietorship register

1.       Us as proprietor

2.       1.3.2004 RESTRICTION. For original mortgage advance from lender now in charges register.

3.        23.08.06 RESTRICTION. No disposition of the registered estate is to be registered without a certificate signed by the applicant for registration or his conveyancer that written notice of the disposition was given to XXX at Solicitors being the person with the benefit of an interim charging order on the beneficial interest of *me* made by Preston County Court on 22 June 2006   Ref No

4.       2 8.09.06 RESTRICTION. No disposition of the registered estate is to be registered without a certificate signed by the applicant for registration or his conveyancer that written notice of the disposition was given to XXX at Solicitors being the person with the benefit of a final charging order on the beneficial interest of *me* made by Preston County Court on 7 September 2006 Ref No

5.       27.12 2007 RESTRICTION. No disposition of the registered estate is to be registered without a certificate signed by the applicant for registration or his conveyancer that written notice of the disposition was given to XXX at Solicitors being the person with the benefit of an interim charging order on the beneficial interest of *me* made by Redditch County Court on 29. November 2007 Ref No

6.       07.09.2009 RESTRICTION. No disposition of the registered estate is to be registered without a certificate signed by the applicant for registration or his conveyancer that written notice of the disposition was given to XXX at Solicitors being the person with the benefit of an interim charging order on the beneficial interest of *me* made by Norwich County Court on 28 August 2009 Ref No

 

The names in no ¾ are familiar to me, although I was under the belief that it had been settled. I have contacted the Solicitors, and their new ‘debt handling’ division and they can find nothing.

No 5 is apparently a credit card, which my husband used, which I have tracked down, although request for information from them has so far not produced anything.

No 6 is a dead end , as it would appear that neither TSB or the  Solicitors exist.

 

Can anyone help with where I should go from here please.

 

 

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they are restriction k's, they don't need paying.

all that has to be done is write to the each rest k owners and inform them when sale has gone thru.

it cant hurt the sale ,.

 

 

 

 

35 minutes ago, Black_Thunder said:

I'm sorry I can offer no help, but I am in a similar situation to you, so would be interested in any replies.

 

Best of luck, regards.

you need to create your OWN topic

hit create or + in the top red banner

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you for that.

 

What about difficulty in tracing them?

 

Why does my Solicitor have an issue with them....I may have to educate them.

 

If you could help me undertand please

 

Very Grateful

 

 

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doesnt matter he cant trace them, not his problem

they are restriction k's.

he should ignore them all.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you dont have to, sadly 99% of solicitors have zero idea of the difference between a restriction K and a charge.

 

i'll post some links later for you to read and use .

as most seem to do here they dump the useless solicitors i think.

 

though you could type in restriction k yourself in our search .

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

THe above thread is generally worthy of a read as its close to your situation i think?

 

If you scroll down a bit..one of my posts there has numerous useful links you need to read for sure.

 

DX

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks, I had a really good look around and read this before posting.

Wanted some reassurance before I contacted the Solicitor, which I have done -

expecting them to say the buyers solicitor is the problem !

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then they need educating too...:pound:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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