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    • There was an organisation that tried to recruit seasonal farm Labour last year, but the feedback I received from quite a few people, was that it did not work very well.  There were too many people registered looking for work and it was very difficult to match people with farm locations.  And people, need to be able to move around from farm to farm.   Which is where Government could step into help with setting up a better system.  Perhaps an agriculture recruitment agency, similar to how Government set up Manpower decades ago.
    • 1. mother 2. daugther + baby 3. 2 sons. 4. sons wives + baby 5. son in law (soon) 6. All in a 2 bedroom flat. 6 adults and 2 babies. 7. 3 of the 6 adults would be in the flat though illegal visa fraud. 2 wives have got there passport.   i know there address, there names and how they did passport fruad.   i called police, they told me to go there, i went there they sai we dont do it, go crime stoppers, i went to crime stoppers and they spoke some crap and told me to go elsewhere.   can someone please 1st explain is there something wrong with point 6 and 7. if so what can i do about it urgently.        
    • That sounds like a good idea, UB, I don't know if it's happening already.   There was a scheme last year, wasn't there? Brits were invited to help out on farms but I don't know how many stayed on. The last I read, it wasn't a very large percentage.   https://www.countryliving.com/uk/wildlife/farming/a31954445/help-feed-the-nation/   It seems that the standard of accommodation is part of the problem and Eastern Europeans are more likely to put up with living in caravans or tents.   One answer is to raise prices - are people willing to pay more for fruit and veg to support British farmers?
    • In regard to food shortages because of a lack of labour to pick crops, I would have to say that the UK labour market is very poorly organised.  You would think that social media would help people living in cities and towns find work out in the countryside picking crops, but unfortunately this is not the case.   What should happen in every geographical location is that farms list the work that is required with a central register. People interested in the work would register their details and availability with the same register. Once the work arrangements are agreed, you then need some accommodation and/or transport arrangements put into place. With the workers either staying on or near the farms or travelling to/from the farms.   Government could help to fix this problem by providing resources to help farmers organise their recruitment.   There are plenty of people who want to work on farms, but they live in cities and towns miles away from farms, without own transport to travel to the different farms that would be offering work.          
    • There are hundreds here BB, but it's difficult to know what to send because we know nothing about what happened.   It would be much better if he took over this thread and    - filled in the sticky  https://www.consumeractiongroup.co.uk/topic/352949-have-you-received-a-speculative-invoice-from-a-private-parking-company-do-not-ignore-it/    - uploaded the PCN    - briefly told us what happened.   The fleecers are threatening court after 30 days ... tick tock.    
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traceyjsmith v HSBC ** WON **


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Hi there, I found your website today & have done lots of reading. I have now printed off the S.A.R letter & will post tomorrow to hsbc.

One question though, If eventually the bank offer the full amount how do you go about claiming the interest, as that can only be added when you file a court claim?

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If the bank offer the full amount before you file your moneyclaim then you can't claim the 8% interest. Once you have filed the claim the 8% interest becomes part of the claim and to settle you should insist they pay this too.

HSBC

7th October 2006 - Prelim for £3078

24th October - LBA

7th November - Claim filed

11th November - Acknowledged with intent to defend

11th December - Defence filed

16th December 2006 - Offered full amount but no default removal. Rejection letter sent.

 

Halifax

7th October 2006 - Prelim for £3427

24th October - LBA

3rd November - Offered £913

3rd November - Accepted as partial payment

7th November - Claim issued

21st November - Acknowledged with intent to defend

11th December - Offered full amount but no late payment removal

4th January - SETTLED + removed adverse credit info

 

A & L

19th October - Prelim for £540

26th October - Offered £358

2nd November - Accepted as partial payment and LBA

27th November - SETTLED + removed adverse credit info

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  • 2 weeks later...
  • 2 weeks later...

Hi Guys,

I have received my statements and calculated my fees and I am about to send my preliminary letter for repayment. It says that I need to include a schedule of charges, is this just a written list of dates and amounts and the wording on the statement?

 

All answers greatly received!

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yep, or a copy of the spreadsheet if you used it... you should really as it will calculate the interest for you.

 

Crusher :D

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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Thanks for replying I have found the vampiress spreadsheets and filled one in but I can't get it to add the interest for me! Are these the best spreadsheets and if so how do you get it to calculate the interest for you? This is the bit I find really confusing, obviously I can calculate 8% of the total charges but I am really confused about the daily rate etc can you spread any light?

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Are you using the google ones?

The 8% appears on the following page, (tabs at bottom)

Anyway, the daily rate is for when you are adding on day by day when waiting for payout following court action.

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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  • 2 weeks later...

Hi Guys, I am about to send my LBA as have had no response to my prelim letter. If this gets no response (which I am assuming it won't) is it better to file at the court or online? And what do I do about adding court costs to my claim?

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tracey, the mcol is very simple and easy to use. spend a little time looking at the site and even open your account, and get as far along as the particulars - work on them to get them just right - look at others on this site, it's a very small space - but you only need to be very general in your claim. just play with it for the next little whicle and when your 14 days is up - you will be ready to pay the fee and submit. the fee becomes part of your claim at that point as does the 8%, so your claim at that point will have just gone up a good bit.

don't be surprised if you don't hear at all until you claim or possibly receive an offer from colin langdale just after you file your mcol. both are par for the course. just keep going - you are closer to your money with each passing day. as for your question - can only comment on mcol - very easy!

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  • 3 weeks later...

Hello!

 

Contact info here... you need the canada square one.

 

crusher

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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Brief Details: The claimant has a bank account with the defendant. The defendant deducted from the account various amounts of money in penalty charges. The claimant contends that these charges are unlawful and the claimant is demanding the repayment of money.

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Good luck!!

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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Your biggest problem is that you have 5 threads for this claim please stick to one. Bong has given you the answer.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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Good luck! xx

[CENTER][SIGPIC][/SIGPIC][/CENTER] [CENTER]My claim against HSBC for £4,957!! :rolleyes: [/CENTER] [CENTER]6th November - letter sent requesting refund[/CENTER] [CENTER]20th November - MCOL filed[/CENTER] [CENTER]23rd November - MCOL acknowledged[/CENTER] [CENTER]24th November - Breakdown faxed to Debs at DG![/CENTER] [CENTER]20th November - defence entered[/CENTER] [CENTER][SIZE=5][COLOR=red][B][I]FULL OFFER RECEIVED TODAY!! 21/12/06[/I][/B][/COLOR][/SIZE] :D[/CENTER]

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Moderated 4 threads merged ..please keep to the one thread when updating or asking questions as it is much easier if people can see at a glance what you have done so far before answering any questions you may have

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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  • 3 weeks later...

Hi guys

the deadline for HSBC to enter a defence was yesterday, I phoned the court this morning and they have not entered one which is great I think?

The question I have is this, the clerk at the court said that I need to specify how I want the money collected i.e. send in the bailiff. Did anyone else have to do this & if so what did you put?

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