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Lowell/Overdales Notice of Acting - 2 CAT debts JDW + Studio


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Hi I’m new here and looking for some advice. I have received today a letter from Overdales Solicitors. It is a notice of acting letter and the debt has been passed on from Lowell and they’re looking to recover the money. 
The amount they are recovering is for two debts. One is for JD Williams and the other is Studio. 
 

I would like some advice on what to do next, do I ignore as I have been doing to Lowell or is there a letter I can send to them? 

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  • dx100uk changed the title to Lowell/Overdales Notice of Acting - 2 CAT debts JDW + Studio

tell us about the debts please

 

when did you take them out

have you moved since

last payment/use date of each.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Good

 

Sit on your hands...await until/unless you get a letter of claim with a reply pack.

If you do popback here

 

Dx

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Click letter of claim

follow post 2

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thankyou DX. Just to clarify I don’t complete the form they have sent I print out the one on the thread and send along with the CCA request
 

If I decide to pay the debt do I still send the CCA request, I would need to pay in instalments if I did. I just want them off my back to be honest. 

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Yes..read it again

No dont give in ro fleecers

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

I sent the above to Overdales and they have got back to me with a list of transactions from the JD Williams cat account.

 

They have also sent me a letter with confirmation of when the accounts were opened and the last payments on these and the date of default.

 

They have stated no further action will be taken at the moment as they are waiting on documentation In relation to the consumer credit act.

 

Other than this they have been able to provide all the requested documents 😕

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Yours is not the next move

 

Dx

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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