Jump to content


  • Tweets

  • Posts

    • Hi again all, below is another email they sent me, I just don't want to get in trouble or things to get worse with this crowd but I am taking your advice here. Anyway advice would be appreciated.   I am contacting you again after having tried to contact you both by email on 03/04/2024 and 10/04/2024, and by telephone on 10/04/2024 and 17/04/2024 to discuss the matter in relation to the regularization of the SOLIDWORKS case against xxx our company.   This is an urgent legal matter. Please contact me at your earliest convenience - +44 2921 920 296.    If we do not recieve a response before 24/04/2024, we will assume that you are not willing to settle this dispute amicably. The case will then be referred back to our client with whom, ultimately, the final decision lies on the enforcement of their intellectual property rights.    Yours sincerel y, Rhys
    • If you do get a letter of Claim and or Pre Action Protocol pack 15. Where there has been non-compliance with a pre-action protocol or this Practice Direction, the court may order that (a) the parties are relieved of the obligation to comply or further comply with the pre-action protocol or this Practice Direction; (b) the proceedings are stayed while particular steps are taken to comply with the pre-action protocol or this Practice Direction; (c) sanctions are to be applied. 16. The court will consider the effect of any non-compliance when deciding whether to impose any sanctions which may include— (a) an order that the party at fault pays the costs of the proceedings, or part of the costs of the other party or parties; (b) an order that the party at fault pay those costs on an indemnity basis; (c) if the party at fault is a claimant who has been awarded a sum of money, an order depriving that party of interest on that sum for a specified period, and/or awarding interest at a lower rate than would otherwise have been awarded; (d) if the party at fault is a defendant, and the claimant has been awarded a sum of money, an order awarding interest on that sum for a specified period at a higher rate, (not exceeding 10% above base rate), than the rate which would otherwise have been awarded. https://www.justice.gov.uk/courts/procedure-rules/civil/rules/pd_pre-action_conduct   .
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Thanks all! My wife was driving at the time (took our daughter to get new school uniform) and I wasn't there so I'm not sure what the signage was actually like, but yes, Parkopedia says 2:30, so it's barely over that. I will check it out with her when she gets home later, I haven't even told her about this yet as she'll probably be quite upset. So - likely my best response at this stage is to just wait it out until a Letter Before Claim arrives?
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

CCJ for old Cat debt - now County Court letter - re: Final reminder Notice To Debtor


Ghostwriter
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 792 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi I am in a spot of bother and I don't know what to do. 

 

A couple of years back I got a catalogue, (never again)

we are on benefits because of my health issues.

We have 6 children and my husband is my carer 

 

My daughters best friend (16 at the time)moved in with us Due to family issues within her home. So we took her in.

 

Things were ok at first and when Christmas came around I thought I'd use the catalogue to manage to cover most of the children's gifts.

For a long time I was managing to cover the basic payments plus. 

 

At first I was meant to pay £40 per month minimum payment, so I thought I would pay £40 per week to get it paid off faster. I've never had a catalogue before so didn't have a clue. Even though I was paying over the minimum amount I was getting high charges (one being over £100 per month) I couldn't understand it but continue paying. At one point they said they made a mistake and the payments were meant to he higher.  I struggled on. Then my sister who got the same catalogue said the same thing was happening to her Eventually 

 

Things got harder at home, some benefits had stopped. And benefits were reduced dramatically.   My daughter has been doing a college course and is in her final year, but bc of her age her child benefits stopped, and  she can't claim anything (ie universal credit) whilst in school.   She did get a part time job working 2 days a week but then got let go because they stated they didn't have enough hours. 

 

I was receiving debt collecting letters but I threw them away because i knew I couldn't pay them as we are struggling to get by as it is. Now they sent a letter stating they are going to send the bailiffs. 

 

We have told our children not to open the door to anyone and now we will be locking all doors behind us when we come in. 

 

I read if the door is unlocked or window they can enter through the window or door. That horrifies me especially if i am home alone, Our children are constantly coming in and out and alsorts of scenarios are playing through my mind. Its 1.46am and I just cant sleep for the worry. Its not helping my panic disorder.

 

I worry if I offer them £5 per month and that's pushing it, that they will tell me that it's not enough to cover the interest. If I call them and try set up a payment plan  and I cant afford to pay it they will come take everything we have. 

 

They can't take my mobility scooter can they as its a lease through pip?

 

Another thing I wander if we lock our back gate if they ask the neighbour if they can have access to their garden can they just jump the fence into our garden and enter that way, as I worry they may come when we are in the garden. The shared fence is only around  4ft 

 

Please can anyone advise? I dont think I've ever been so worried 

 

Edited by dx100uk
spacing
Link to post
Share on other sites

rubbish 

 

bailiffs can only ever be involved in a consumer credit debt if you've been taken to COURT, LOST, got a CCJ failed to pay, and the claimant returns to court anD ASKS the judge to send COURT bailiffs..

 

i suspect you are nowhere along that line and haven't a clue what the above means.

:)

 

i suspect you have a simple DCA letter, a DCA in NOT A BAILIFF!

 

scan up the letters that are giving you these unnecessary panic.

 

read our upload guide CAREFULLY

use one mass  PDF ONLY.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

No I forgot to mention I did get a ccj but I didn't respond. 

I have no clue how to deal with it all. 

I got a letter stating the court has a warrant to collect monies I owe. 

Its from a county court it. 

 

The court has a warrant to collect monies that you owe on this debt. It is very important that you contact the court to discuss ways you can manage this debt 

 

If you do not contact the court to discuss this debt a bailiff will visit your home. 

 

This is your final chance to talk to the court to stop a bailiff visiting.

 

Then it goes onto say how I can stop the bailiff from visiting me?

Tells me to act now by calling the warrant of control support team.

 

I was going to call them but I read online that If I contact them and offer to pay £5 a week they would refuse it as it won't cover interest? Many people have told me just dont talk to them. I dont know what to do. 

 

Call them and risk it and potentially make it worse. Because I can't afford to pay more than a fiver a week I'm struggling as it is. Or try dodge them for the next 6years.

 

I read if you make an agreement and you break it they can get a locksmith to enter your home.  If I knew they would definitely take the five pounds a week I'd gladly call them and pay it. 

 

 

Ok found out how to do it

 

CC Final Reminder - Notice to Debtor.pdf

Link to post
Share on other sites

So you need to contact the Court and ask to have a hearing about your means to repay the debt. They will then look at your financial situation and how much you could afford to pay each week/month.

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

  • dx100uk changed the title to CCJ for old Cat debt - now County Court letter - re: Final reminder Notice To Debtor

there is no right of forced entry upon consumer credit CCJ's by Bailiffs, so your simple 'idea' to ignore bailiffs pretty much works to all intent and purpose, though it would be better to deal ASAP to avoid the £310 bailiffs fees that could be added.

 

if you have no other paperwork whatsoever

like the original court stuff for the claim or a copy of the CCJ you need to go get that info

we need a copy of the judgement for claimant and a copy of the claimform.

 

you'll need to CCJ claim number from that letter.

 

ring ring northants bulk 

ask for a copy of the judgement CCJ and the Claimform by email pdf.

 

they might not have a copy of the claimform, so ASK then to either READ OUT the particulars of claim or send it as a PDF too.

RECORD YOU CALL

 

once you have that info

comeback here with the Particulars of claim.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I would be submitting an N245 in the meantime to suspend the warrant  and get an affordable payment plan in place through the court.

Then you can look at trying to get the CCJ set a side...should you have a valid defence and reasons.

 

 

The fee us now  £14.00

 

Andy.

 

.

  • I agree 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...