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Hi all just joined the forum after reading some very interesting stuff on money expert.


I have been getting screwed in bank charges from BOS for years now and on more than one occasion have left me potless and in real trouble.


Can anyone give some idea of how the reclaiming process works in scotland as I understand the small claims court limit here is £750, is there away round this??


Also is there any risk of me owing them more money if my claim goes the way of the pear, as Iam getting married in july and need every penny I can get to give my partner the day she deserves.


Any advice greatly appreciated


kind regards


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Scotland forum here:



BOS forum here:



To claim in England either:

1. Use an address in England (friend or relative) for court documents

2. File at the court local to the banks HO. See here:


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