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CCJ judgement issued on 05.01.2022, missed one month payment period ?


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  I had a money claim against me by Lowell Portfolio I LTD, represented by Overdales solicitors for a credit card debt .

 

I did intend to pay it, as I am not in a position to deal with it right now, but tried to win time as I didnt have the money at the time. 

 

Unfortunately I  haven't received any letters that judgement was issued against me and didn't see that judgement was issued against me on the MCOL website on 05 Jan 2022.

 

History of claim

 

Your acknowledgment of service was submitted on 07/12/2021 at 23:37:50

Your acknowledgment of service was received on 08/12/2021 at 08:05:18

A judgment was issued against you on 05/01/2022 at 19:08:45

 

Amount Claimed -£244.43, Court Fee £35.00,  Solicitor Costs £50.00   Total Amount  £329.43 , Issue Date 18/11/2021

 

 I am aware that if the debt was paid in a month's time the CCJ would have been removed from my file

 

. My question is

- am I too late to clear the judgement against me, if I pay it now ?

If so how can I do it ?

Thank you for the help in advance 

Edited by dx100uk
added A few blank lines only..dx
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if you have the money now

Ring overdales and tell them you have only just got the judgement and want to pay it, but want to ensure it doesnt show.

 

Why did you not file a defence?!

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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 Thank you dx100uk for reply 

 I will call them and ask for that. I am little bit afraid that they will promise, but not gonna deliver on the promise though. 
 I did not file a defence as I am not in a good place right now and don't have the time or energy to fight it. Just chose not to fight this battle 

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Topic moved to Financial Legal Issues.

 

Payment should have been made 1st Feb 2022 (28 Days from date of judgment ) 

 

Think you have missed the boat..if you had posted10 days earlier :( 

 

Andy

We could do with some help from you.

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 Thank you Andyorch for comment. Is there any route I can go to avoid this staying on my file ? 

Edited by dx100uk
unnecessary previous post quote removed
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If you have a valid defence...and I assume you don't hence you didn't submit one....you could try for a set a side...but that could be risky and a further £275 down the drain ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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