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Inheritance effects on PIP and ESA


quetzal
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Hello everyone, I'm hoping someone can help me with an unusual and quite complicated issue? 

 

My Father who is 91yo, wishes to leave his half of the house to me and my 2 siblings. We have been advised by a solicitor that by doing it that way, my Mother can stay in the house until she passes, then we will more than likely sell the property and split the money 3 ways.

 

The problem, is that I am on PIP and ESA, and I am concerned that legally owning a third of a house will affect my benefits.

 

If I was taking this as a cash sum, then clearly it would affect my benefits, as I would have more than £6,000 in my bank account, whereas owning a third of a property(and not taking any money) does not put me above this £6,000 threshold. 

 

I would very much appreciate any helpful replies.

Edited by dx100uk
added A few blank lines only..dx
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PIP has nothing to do with any of that.

 

What type of ESA are you on..income related?

 

Dx

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Yes, my ESA is income related. Would it not affect my PIP payment because that is a Non Means Tested benefit?

Many thanks for the reply

 

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correct.

so on esa if and when but you could switch to the other kind but if you'd get anything.

 

only cash not capital assets count. AFAIK

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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As advised PIP is not affected.

 

For the property, you would have to disclose to ESA and complete a form for them.  Because the property is lived in by a member of your family, they would most likely ignore the equity share you inherit, until the property is no longer occupied by family.

 

This process is declaring capital, so that a DWP Decision Maker can apply any disregard that applies based on the circumstances.

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