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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Barclays, am I right to do nothing?


Donel261
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3 threads merged.

 

Please keep to one thread per claim, it will make things a lot easier to follow for everyone, including yourself.

It will depend on how busy your court is. Most courts are now chock-a-block with, well... us.

 

Give them a call once things are back to normal after the new year.

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Hi guys,

 

I received this today :eek: from the Court, any ideas of what I should do now? Just submit the standard bundle from the template library with correspondence and details of the charges applied? :|

 

GENERAL FORM OF JUDGEMENT OR ORDER

 

Before district judge Cooke sitting at Birmingham County Court, Civil Justice Centre, The Priory Courts, 33 Bull Street, Birmingham, B4 6DS.

Upon reading the allocation questionnaires.

 

IT IS ORDERED THAT

 

1. This case is allocated to the small claims track and listed for trial at 2pm on XXXX before District Judge Cooke.

 

2. This is one of a number listed on the dame date. Both parties must be ready for trial on that date. Depending on the number of cases proceeding on that date, the Judge will give directions as to the order in which they will be heard, which may involve grouping cases rasing similar issues and/or adjourning some cases to a later date.

 

3. Any party may rely as evidence on a statement of case (if verified by statement of truth). evidence of witnesses will be given in writing only, by way of sworn affidavit or witness statement verified by statement of truth.

 

4. Any witness evidence or documents to be relied on by the claimant must be filed at the court and served on the defendant by 12th March 2007. Any witness evidence or documents to be relied on by the defendent must be filed at court and served on the claimant by 26th March 2007.

 

5. It is not necessary for any party to file or exhibit a copy of the OFT report "calculating fair default charges in credit card contracts" though it mat be referred to in any written evidence.

 

6. Each party must provide its documents and written evidence 9including a copy of any statment of case releied on) in a single bound and paginated bundle clearly marked on the front with the case number and names of the parties.

 

7. No cross examination of withnesses will be permitted, except with permission of the court.

 

8. No evidence is permitted (this does not prevent a suitable witness on behalf of a bank or card provider giving evidence if fact as to the manner in which charges are determined by it).

 

9. The claimant must include in his bundle of documents a full list of charges disputed, specifying the date and amount of each and the reason given for it.

 

10. If any party relies on written submissions or a skeleton arguement, it must be filed at court and served on the other party at least 2 days prior to the hearing.

 

END

Dated 3rd January 2007

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  • 2 weeks later...

I called up Barclays and spoke with Adrian Ruffhead, explained I had a court date in April and he said "Oh I dont deal with it now... you need to call this number XXX" so I called that number and explained the same, she said you need to send me your court bundle....

 

Why are barclays dragging it out so long when they are going to pay up in the end. Going to do the court bundle tomorrow and send it to her.... the saga goes on :rolleyes:

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i think barclays want to see the statements with the charges highlighted so they can confirm it tallies with the schedule you sent to them.

also i think they want to see your bundle to see what sort of ammo you have in case it does go to court.

once they know you mean business they will probably pay up.

i'm just waiting for a court date,good luck with yours.

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I am just in the process of sending them the bundle, do I just send them the normal bundle in templates library with correspondence, statments etc or do I have to put together some response to the defence they submitted as well?

 

Sorry for all the questions this stage of things is all ne wto me.

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  • 4 weeks later...

Any news with your claim to Barclays yet? I ask because I am at Court on 5th March with them. I have submitted my bundle already - about 2 weeks ago and am still waiting to see if they respond with an offer before Court.

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  • 4 weeks later...

Ock well, this has been a long journey with Barclays, but the end is nigh.... today was the deadline for the bundles to be submitted with court/barclays, and 14 days to go to hearing... (fingers crossed)

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I'm sure you'll find a settlement offer turns up pretty soon. Have a read of this - http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html, if they don't serve any documents then send a non-compliance letter - could speed things up slightly.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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I submitted my bundles by 12th March 2007 as advised to do so by the court. I have not heard anything from Barclays and the court date is looming. Am I right in thinking that they are supposed to serve there bundle on me and the courts by 12th March 2007?

 

I am confused now guys, any help you can offer would be grately appreciated.

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Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Thanks Gary,

 

I have emailed a copy of that letter to them and also stated a copy is in the post. I have changed the 7 days to 4 days though (hope thats ok), I have stated you were supposed to submit by 12th March 2007, like I did. Its now the 20th March 2007 (8 Days later & still nothing) and we are supposed to be in Court on 2nd April 2007, four days is reasonable for a company of your size, therafter I am informing the Judge of your non-compliance.

 

Thanks again....

 

Oh just one more thing, does anyone know what this means? "Any witness evidence or documents to be relied on by the defendent must be filed at court and served on the claimant by 26th March 2007." I have submitted the bundle by 12th, do they get longer? if so am I over exagerating, its hardly fair if thats the case that they have to give me documents a few days before court date. Oh confused!!

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Panic over friends, had the standard settlement letter today. :D

 

All of you waiting to go to court, you should be hearing from them soon!! ;)

 

Dear Donel261,

 

I refer to the above proceedings.

 

As you will have seen from our defence, we disagree with your legal analysis that the charges levied to your account with Barclays amount to penalty clauses and are unfair. We do however recognise that the sum at issue between us in modest and as such, it is not cost effective for either party to take this matter to trial. Therefore in order to avoid the inevitable time and cost associated with pursuing the claim to trial, we are prepared to settle your claim upon payment of the charges applied to your account, together with statutory interest and costs sucject to the terms set out in this letter.

 

This offer is in full and final settlement of your claim and strictly without admission of liabillity on our part. By accepting the offer you also agree that the existenced and the terms of this offer are confidential between us.

 

If you agree to the terms of this letter please sign the attached and return it to us..... blah blah blah and inform the courts that the claim is cancelled. (I will do once the money clears in my account!!!)

 

Ahhh welll, another one down, time to turn my attention to Barclaycard.

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Well done

23/02/07 Request for payment sent (hand delivered to my local branch)

08/03/07 Standard Letter from Barlclays saying they are looking in to my complaint received

13/03/07 Letter before action sent (hand delivered to my local branch)

27/03/07 Partial offer of £1255 received

29/03/07 MCOL submitted

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