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You could but it would be pointless because they would either just ignore it again and set a side or they could defend it and you would be back to where you are now having to submit a particularised claim.
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So basically you just stopped payments and didn't agree any payment plan ? Do you know what date the default was registered on your credit file ?
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Thank you @Andyorch I am understanding it better now. To onfirm I would not be able to issue another N322a form or N322b At £47 I would have to pay 5% of amount claiming via a tribunal I think.
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Fine...although you appear to have missed off the ending ? 5. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 6. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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By Nuttyzebra · Posted
The OUSBA didn't suggest a payment plan STA did when it was handed to them, but they were incredibly harassing.
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