Announcements
-
-
Tweets
-
Posts
-
By Badtimes123 · Posted
Scotland - I know there are some differences when compared with England around statute barred, there may be others I'm not aware of so hopefully someone else is keeping and eye and will correct anything that is said. I've plans this evening with the fam, so this may be rushed and I might miss something. Given you have so many accounts in different stages, it will be difficult to dig into each individually but the same will apply for all and we will get there Priority debts are essentially anything that keeps a roof over your head. Anything consumer credit (CC, loan, store cards etc) are NOT priority debts. Yes, that's what I meant, but really I just mean you will have choices with some saved in the bank. It makes sense on smaller accounts that you offer F&F to clear them IF they aren't already defaulted as it will just lower the amount of communications you will start getting - BUT defaulted debts will show on your credit record and affect you whether you pay them off or not, 6 years from the default, then they will disappear (could be 5 in Scotland, not sure) You're quite correct that the older the debt, the more likely the paperwork is missing, but some of mine were very new (2020/21 also) and they couldn't provide the documentation.. Lets start here: - lower the pro rata on all to £1 (don't provide any income & expenditure info) - CCA Request to each company that has bought the debt from OC (the last letter from OC will state they've been sold to xxxx) - get access to credit file - Forget your morals, they have none For those debts already showing in default on your credit file and have been sold, you can stop paying entirely until you receive a complete CCA from them I'll be back later BT -
Just a question out of curiosity. What will happen when the 6 years pass since all this began. By this I mean my moving out of the property and all that has followed? From what I can remember I definitely moved out either May or Jun 2016, as my dob is May and I moved out soon after celebrating it. So what will happen when 6 years pass, could someone please explain? Thank you 😊
-
The driver totally ignored the windscreen pcn, and got a NTK some 23 days later.Parking Eye are lying when they say the driver has been identified.The driver has not been identified to this date.
-
By brassnecked · Posted
Yes good points from Gick, no papers were actually served on you personally so Gick's amendment makes more sense. thereby preventing any misinterpretation as in you no longer lived there so the papers were not received by yourself, leading to a Default judgment.
-
-
Recommended Topics
-
Our picks
-
Contacting loved ones in Ukraine
45002 posted a topic in Telecoms - mobile or fixed,
Contacting loved ones in Ukraine. https://www.consumeractiongroup.co.uk/topic/446558-contacting-loved-ones-in-ukraine/&do=findComment&comment=5156526-
-
- 0 replies
-
-
Post in Hermes parcels scandal continues - plus Times Radio interview audio file
BankFodder posted a post in a topic,
- Jenny Kleeman and Luke Jones with Times Radio Breakfast Times Radio The Times and The Sunday Times.mp3
-
-
Post in Hermes parcels scandal continues - plus Times Radio interview audio file
BankFodder posted a post in a topic,
- Jenny Kleeman and Luke Jones with Times Radio Breakfast Times Radio The Times and The Sunday Times.mp3
-
-
Buy a homeless person Christmas Dinner - Social Bite
stu007 posted a topic in Homelessness,
Buy a homeless person Christmas Dinner - Social Bite. https://www.consumeractiongroup.co.uk/topic/443900-buy-a-homeless-person-christmas-dinner-social-bite/&do=findComment&comment=5145464-
-
- 0 replies
-
-
-
Recommended Topics
Newlyn PLC chasing for PCN £513
-
Recently Browsing 0 Caggers
- No registered users viewing this page.
-
Have we helped you ...?
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now