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Backdoor CCJ for my liquidated company when not in this country - set aside?


KateBur
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Hello,

I'm new to the group so hello to everybody.

 

I left UK in 2014 and before that i liquidated my company. I thought everything was done correctly. 

 

Recently i have found out that the credit card i had for my company but in my name must have not been included in the liquidating process and during that time the debt of 2,2k GBP was transferred to various debt collecting companies.

 

In June 2021 there was Claim Form sent on my old address and month later Judgement for Claimant saying i have to pay the outstanding balance plus extra costs.

 

Is there  a way I can dispute this ?

 

I don't live in the country since 2014, just recently went to the old address to find out bunch of letters, most of them regarding this debt.

 

Any advices please?

Thank you in advance.

 

KateBur

 

Edited by dx100uk
added A few blank lines only..dx
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  • dx100uk changed the title to Backdoor CCJ for my liquidated company when not in this country - set aside?
  • dx100uk locked, unlocked, locked and unlocked this topic

If you have proof you were resident abroad should be slam dunk win

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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What month in 2014 did you leave...when was the last payment made to the card ? If the claim was issued in June 21 and there was a clear 6 years no activity/payment then it may just be it was statute barred before issuance of the claim ?...check your dates.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Hi, it was August and the first letter saying it is outstanding was received before that but thought that will be sorted out by the liquidation.

The credit card is in my name but my company name was also on it. Now they chasing only me, not the company.

 

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If last payment was aug 2014 and the claimform  was june 21 then the debt was already statute barred upon litigation.

 

You could try on the off chance to ring the claimant s solicitor and demand its set aside by mutual consent FOC to you. They might do it

 

Else its n244 time @£275

 

who was the claimant?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The claimant was PRA Group (UK) Limited. It was probably sold to them.

So do i contact them and tell what? Sorry basic knowledge needed...

Also is my credit score going to be cleared?

If that was statute barred how could court judge in their favor? 

Thank you very much for your help!

Kate

 

 

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Quote

If that was statute barred how could court judge in their favor? 

 

Because you as the defendant wasn't aware of the claim and didn't submit a defence stating otherwise..Claim unchallenged.

 

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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Pra group backdoor ccj ..how surprising!!!

 

Go nail 'em ruddy fleecers phone today!!

Read them the riot act as I said.

 

Dx

 

 

 

 

 

 

 

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

You are stars here! Thank you!

 

So i call  PRA Group (UK) Limited or the court? What about my credit score? will they fix it?

Kate

 

 

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PRA...if they will consent to the set a side...if not you will have to just submit an n244 on your own steam with fee. Should the set a side be successful and the CCJ set a side and not re submitted the CCJ will be removed from your credit files....if they wish to challenge your set a side the claim proceeds and the outcome will be determined if your  successful in defending the claim.

 

Andy.

 

 

,

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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  • 2 months later...

Hello clever people,

 

I've written to PRA and this is their reply. They want my current address and date of birth.

Shall i give it to them? I don't want them to chase me in different country.

Please advise.

 

 

Thank you for getting in touch!

So we can help you, and just to make sure we are speaking with the correct person, could you please give us the following details:

  • Your date of birth
  • Your current address and post code

When you have replied with this information, we will get in touch as soon as possible.

Questions? 

We’re happy to help, contact us by:

  • replying to this email;
  • visiting our website (pragroup.co.uk); where you can find answers to commonly asked questions; or
  • calling us on 0808 196 5550.

Thank you,

Kate

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7 hours ago, KateBur said:

I don't want them to chase me in different country.

they cant .

just as powerless there as in the UK = ZERO LEGAL POWERS.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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