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it is not if you use a monthly rate it almost equals their quoted figure. dx
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By moneymagic · Posted
To calculate interest on a credit card, banks use a daily rate to ensure that interest is charged for as long as it is due. I believe that the interest calculation for one year is (1+daily rate)365 -1. I need to know if this is correct. No one at my bank will let me know either way. -
ROP etc plays no part sadly, the debt has been sold on. the differing amounts might play a part to point out if this ever gets to the disclosure stage, for now, keep that up your sleeve. dx
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you could SAR but i'd be inclined to await their WS as they will HAVE to disclose all docs then. however the SAR is free so why not send highview one. dx
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might not be a good idea to name your files inc the claim number? reg number in 1st PDF. post hidden dx
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