United Utilities Water debt passed on to Advantis DCA

[rennai]

UU registered default and passed on debt to Advantis. 

 

I offered to start paying what I could afford they said no it's has to be £150 min per month. Later they said speak to DCA they may accept lower repayment offer.

 

If I start to deal with DCA what about future or ongoing bills? Please guys help with advise. Thanks

[dx100uk]

why have you posted this in the vehicle retailer sub forum?

 

do you want it moved to utils?

 

dx

 

[rennai]

sorry, please move it

 

[dx100uk]

Has the debt been sold to useless advantis or their letter says our client United utils?

 

And they are still your provider?

 

tell us more about the debt

what date range does it cover?

anD were you ever sent bills at the time? Or is this for added sums as you might not have 'then' paid enough?

 

which under back billing rules they cant do anyway.

 

Dx

[rennai]

It says our client United utils. last letter dated 7/dec/21 said if no response they return debt to UU, but Advantis still send me emails till date

 

And they are still your provider? yes

 

tell us more about the debt:  behind due to lack of job covid 19 as self employed....covers march 2020 to October 2021...now £2,544

 

and were you ever sent bills at the time? yes but not all bills.

 

Or is this for added sums as you might not have 'then' paid enough? yes, it seems estimated bils, I don't know where meter is located.

 

UU register default on 14/08/21 but default notice warning letter was dated sept 2021, they messed up my credit file by regular update of said amount owning.

 

UU accept bill too high but said i check for leaks with my landlord .

Doc Jan 15 2022.pdf

[dx100uk]

ignore the DCA

estimated bills paid? then they've comeback for more?

cant do that!

 

why cant you find your meter ...ask the flippin LL where it is!! you've been there long enough!

 

but dont pay any re-jigged bills.

[dx100uk]

1 hour ago, rennai said:

covers march 2020 to October 2021...now £2,544

 

did you pay anything during this period?

[rennai]

yes I did

 

I ring UU again to see if they'll accept £70/month.

 

They're damaging my credit score withs default note!

 

I'll ask LL via the agent about meter, would prefer monthly bill so that I can keep an eye on the readings

[dx100uk]

how can you have +£2500 outstanding for an 18mts period you've already paid for..thats about £140 extra each month, you probably dont even use £140 a month anyway!!

 

something is very wrong here, you are probably ( and any other tenants? are there?) each paying for the whole block on one meter each, nice little earner there UU!!

 

dx

 

[rennai]

that's the point bill is too high, they said it's correct that I may have a leak which its LL to fix not them. 

 

what do think about attachment: data UU shared with CRA?

Doc Jan 15 2022 (1).pdf

[dx100uk]

if there is a leak its not your problem.

when was the last gas safety check done, legally i believe a LL should get in done annually and give you a cert copy?

 

are you the only tenant?

[rennai]

yes but with wife 

[dx100uk]

1 hour ago, dx100uk said:

when was the last gas safety check done, legally i believe a LL should get in done annually and give you a cert copy?

 

[dx100uk]

Programmable Search Engine

CSE.GOOGLE.COM

^^^^

 

DX

[rennai]

it's water bill not gas

 

gas safety doesnt apply

 

rang UU today offered to set up payment plan they said no, speak to Orbit. So that they'll be reporting to CRA as I 

[dx100uk]

thread title updated.

 

i doubt you'll have a water meter.

 

just remember water is not like gas/electric, theres really zero they can do bar take you to court to get a CCJ just like any other consumer credit debt (card/loan etc)

they certainly cant cut you off!! not allowed too.

sounds like a scam to me.

have you sent them an SAR?

 

and who is orbit?

 

dx

 

[rennai]

ORBiT is debt agent used by United Utilities

orbitservices.co.uk

 

I'm most concerned about the impact on my Credit Score.

 

Is it a good idea to deal with DCA instead of original creditor?

 

 

[dx100uk]

i thought it was advantis?

 

if you owe money they are entitled to default you. though a series of D's or 1,2,3 etc doesn't hurt your score very much, its if they issue a default notice and this gets registered...

certainly wont hurt rent/mortgage stuff.

if you don't owe then gather the info and fight it.

 

a dca is not a bailiff

and have

zero legal powers on any debt - no matter what its type.

 

 

[rennai]

it was Advantis but now passed on to ORBiT

 

I owe and willing to set up payment plan they said no go to DCA

 

I dispute the bill because it's based on accurate reading and it's very high.

 

[dx100uk]

Its not based on readings? Where are they?

I bet there is no meter and if there was uu would tell you where it is!!

 

the default has been there since dec 2020 too

 

Dx